SELBU SPAREBANKBYGG AS

7580 SELBU

Finances

Share Ownership

Return on Equity

−873,21 %

Current Ratio

0,28

Debt-to-Equity Ratio

365,84

Key figures (NOK)	2022	2021	2020	2019
Revenue	2 343 000	2 303 000	2 272 000	2 534 000
Net Income	−489 000	−530 000	−632 000	−485 000
Total Assets	21 029 000	22 267 000	23 658 000	25 299 000
Total Equity	56 000	451 000	835 000	1 191 000

Income (NOK)	2022	2021	2020	2019
Revenue	2 343 000	2 303 000	2 272 000	2 534 000
Expenditure	2 085 000	2 156 000	2 204 000	2 241 000
Operating Profit	259 000	146 000	69 000	294 000
Financial Income	0	0	0	0
Financial Costs	886 000	825 000	879 000	916 000
Financial Balance	−886 000	−825 000	−879 000	−916 000
Earnings Before Tax	−627 000	−679 000	−810 000	−621 000
Tax	−138 000	−149 000	−178 000	−137 000
Net Income	−489 000	−530 000	−632 000	−485 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	20 891 000	22 068 000	23 263 000	24 417 000
Total Current Assets	138 000	199 000	394 000	882 000
Total Assets	21 029 000	22 267 000	23 658 000	25 299 000
Total Retained Equity	−3 303 000	−2 907 000	−2 523 000	−2 251 000
Total Equity	56 000	451 000	835 000	1 191 000
Total Long-Term Debt	20 487 000	21 346 000	22 701 000	24 008 000
Total Current Debt	487 000	470 000	121 000	100 000
Total Equity and Debt	21 029 000	22 267 000	23 658 000	25 299 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	2 343 000	2 303 000	2 272 000	2 534 000
Revenue	2 343 000	2 303 000	2 272 000	2 534 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	36 000	72 000	34 000
Depreciation	1 178 000	1 195 000	1 195 000	1 201 000
Impairment	0	0	0	0
Expenditure	2 085 000	2 156 000	2 204 000	2 241 000
Operating Profit	259 000	146 000	69 000	294 000
Financial Income	0	0	0	0
Financial Costs	886 000	825 000	879 000	916 000
Financial Balance	−886 000	−825 000	−879 000	−916 000
Dividends	0	0	0	0
Net Income	−489 000	−530 000	−632 000	−485 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	18 977 000	19 913 000	20 849 000	21 784 000
Machinery and Plant Facilities	108 000	132 000	174 000	175 000
Fixtures	1 805 000	2 023 000	2 240 000	2 457 000
Total Tangible Assets	20 891 000	22 068 000	23 263 000	24 417 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	20 891 000	22 068 000	23 263 000	24 417 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	0	12 000	36 000	693 000
Total Current Assets	138 000	199 000	394 000	882 000
Total Assets	21 029 000	22 267 000	23 658 000	25 299 000
Total Equity	56 000	451 000	835 000	1 191 000
Short-Term Group Debt	76 000	48 000	17 000	0
Total Long-Term Debt	20 487 000	21 346 000	22 701 000	24 008 000
Creditors	39 000	46 000	42 000	73 000
Unpaid Taxes	0	16 000	0	0
Dividends	0	0	0	0
Other Current Debt	371 000	359 000	62 000	27 000
Total Current Debt	487 000	470 000	121 000	100 000
Total Equity and Debt	21 029 000	22 267 000	23 658 000	25 299 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−873,21 %	−117,52 %	−75,69 %	−40,72 %
Debt-to-Equity Ratio	365,84	47,33	27,19	20,16
Operating Profit Margin	11,05 %	6,34 %	3,04 %	11,6 %
Current Ratio	0,28	0,42	3,26	8,82
Quick Ratio	0,28	0,42	3,26	8,82
Equity Ratio	0	0,02	0,04	0,05
Gross Profit Margin	100 %	100 %	100 %	100 %