SKJOLD FORSIKRINGSMEGLING ØST AS

1711 SARPSBORG

Finances

Share Ownership

Return on Equity

4,21 %

Current Ratio

4,16

Debt-to-Equity Ratio

0,26

Key figures (NOK)	2022	2021	2020	2019
Revenue	2 847 000	1 966 000	1 950 000	1 863 000
Net Income	41 000	316 000	194 000	−44 000
Total Assets	1 616 000	1 607 000	1 346 000	1 507 000
Total Equity	975 000	934 000	618 000	424 000

Income (NOK)	2022	2021	2020	2019
Revenue	2 847 000	1 966 000	1 950 000	1 863 000
Expenditure	2 802 000	1 566 000	1 634 000	1 859 000
Operating Profit	45 000	399 000	317 000	3 000
Financial Income	1 000	1 000	3 000	3 000
Financial Costs	5 000	10 000	12 000	24 000
Financial Balance	−4 000	−9 000	−9 000	−21 000
Earnings Before Tax	41 000	390 000	307 000	−18 000
Tax	0	73 000	114 000	26 000
Net Income	41 000	316 000	194 000	−44 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	0	0	0	250 000
Total Current Assets	1 616 000	1 607 000	1 346 000	1 257 000
Total Assets	1 616 000	1 607 000	1 346 000	1 507 000
Total Retained Equity	781 000	740 000	424 000	230 000
Total Equity	975 000	934 000	618 000	424 000
Total Long-Term Debt	254 000	353 000	407 000	837 000
Total Current Debt	388 000	320 000	321 000	246 000
Total Equity and Debt	1 616 000	1 607 000	1 346 000	1 507 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	2 847 000	1 966 000	1 950 000	1 863 000
Other Income	0	0	0	0
Revenue	2 847 000	1 966 000	1 950 000	1 863 000
Cost of Goods Sold	48 000	0	0	0
Salary Costs	2 165 000	1 105 000	936 000	1 264 000
Depreciation	0	0	250 000	250 000
Impairment	0	0	0	0
Expenditure	2 802 000	1 566 000	1 634 000	1 859 000
Operating Profit	45 000	399 000	317 000	3 000
Financial Income	1 000	1 000	3 000	3 000
Financial Costs	5 000	10 000	12 000	24 000
Financial Balance	−4 000	−9 000	−9 000	−21 000
Dividends	0	0	0	0
Net Income	41 000	316 000	194 000	−44 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	250 000
Total Intangible Assets	0	0	0	250 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	0	0	0	250 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	1 262 000	1 318 000	902 000	932 000
Total Current Assets	1 616 000	1 607 000	1 346 000	1 257 000
Total Assets	1 616 000	1 607 000	1 346 000	1 507 000
Total Equity	975 000	934 000	618 000	424 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	254 000	353 000	407 000	837 000
Creditors	1 000	28 000	15 000	1 000
Unpaid Taxes	175 000	83 000	81 000	87 000
Dividends	0	0	0	0
Other Current Debt	212 000	136 000	111 000	133 000
Total Current Debt	388 000	320 000	321 000	246 000
Total Equity and Debt	1 616 000	1 607 000	1 346 000	1 507 000

Financial indicators	2022	2021	2020	2019
Return on Equity	4,21 %	33,83 %	31,39 %	−10,38 %
Debt-to-Equity Ratio	0,26	0,38	0,66	1,97
Operating Profit Margin	1,58 %	20,3 %	16,26 %	0,16 %
Current Ratio	4,16	5,02	4,19	5,11
Quick Ratio	4,16	5,02	4,19	5,11
Equity Ratio	0,6	0,58	0,46	0,28
Gross Profit Margin	98,31 %	100 %	100 %	100 %