Voss Veksel- og Landmandsbank ASA

5700 VOSS

Finances

Return on Equity

8,69 %

Current Ratio

1,14

Debt-to-Equity Ratio

0,11

Key figures (NOK)	2022	2021	2020	2019
Revenue	127 394 000	107 984 000	103 512 000	111 345 000
Net Income	60 268 000	46 190 000	34 774 000	46 750 000
Total Assets	5 860 554 000	5 747 159 000	5 806 010 000	5 510 834 000
Total Equity	693 698 000	621 464 000	599 559 000	526 589 000

Income (NOK)	2022	2021	2020	2019
Revenue	127 394 000	107 984 000	103 512 000	111 345 000
Expenditure	59 730 000	51 477 000	48 538 000	48 414 000
Operating Profit	72 235 000	58 227 000	43 050 000	62 931 000
Financial Income	0	0	0	0
Financial Costs	1 731 000	223 000	0	2 456 000
Financial Balance	−1 731 000	−223 000	0	−2 456 000
Earnings Before Tax	70 504 000	58 004 000	43 050 000	60 475 000
Tax	−16 310 000	−13 403 000	−9 794 000	13 725 000
Net Income	60 268 000	46 190 000	34 774 000	46 750 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	23 366 000	84 570 000	85 273 000	93 044 000
Total Current Assets	5 760 379 000	5 650 874 000	5 709 865 000	5 417 790 000
Total Assets	5 860 554 000	5 747 159 000	5 806 010 000	5 510 834 000
Total Retained Equity	559 371 000	523 342 000	501 446 000	468 573 000
Total Equity	693 698 000	621 464 000	599 559 000	526 589 000
Total Long-Term Debt	77 105 000	75 452 000	72 609 000	154 663 000
Total Current Debt	5 060 791 000	5 026 150 000	5 116 149 000	4 829 582 000
Total Equity and Debt	5 860 554 000	5 747 158 000	5 806 010 000	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	127 394 000	107 984 000	103 512 000	111 345 000
Cost of Goods Sold	0	0	0	0
Salary Costs	24 245 000	22 757 000	21 466 000	21 768 000
Depreciation	1 528 000	1 793 000	1 991 000	1 100 000
Impairment	0	0	−7 532 000	0
Expenditure	59 730 000	51 477 000	48 538 000	48 414 000
Operating Profit	72 235 000	58 227 000	43 050 000	62 931 000
Financial Income	0	0	0	0
Financial Costs	1 731 000	223 000	0	2 456 000
Financial Balance	−1 731 000	−223 000	0	−2 456 000
Dividends	0	0	0	0
Net Income	60 268 000	46 190 000	34 774 000	46 750 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	19 244 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	2 098 000
Total Tangible Assets	17 006 000	17 663 000	19 456 000	21 342 000
Total Fiancial Fixed Assets	6 360 000	66 907 000	65 817 000	71 702 000
Total Fixed Assets	23 366 000	84 570 000	85 273 000	93 044 000
Stock	0	0	0	0
Total Investments	549 012 000	445 282 000	497 557 000	252 342 000
Cash, Bank	0	0	0	0
Total Current Assets	5 760 379 000	5 650 874 000	5 709 865 000	5 417 790 000
Total Assets	5 860 554 000	5 747 159 000	5 806 010 000	5 510 834 000
Total Equity	693 698 000	621 464 000	599 559 000	526 589 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	77 105 000	75 452 000	72 609 000	154 663 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	5 089 727 000	5 050 218 000	5 083 692 000	4 829 552 000
Total Current Debt	5 060 791 000	5 026 150 000	5 116 149 000	4 829 582 000
Total Equity and Debt	5 860 554 000	5 747 158 000	5 806 010 000	0

Financial indicators	2022	2021	2020	2019
Return on Equity	8,69 %	7,43 %	5,8 %	8,88 %
Debt-to-Equity Ratio	0,11	0,12	0,12	0,29
Operating Profit Margin	56,7 %	53,92 %	41,59 %	56,52 %
Current Ratio	1,14	1,12	1,12	1,12
Quick Ratio	1,14	1,12	1,12	1,12
Equity Ratio	0,12	0,11	0,1	0,1
Gross Profit Margin	100 %	100 %	100 %	100 %