MASTERCARD PAYMENT SERVICES NORWAY AS

0978 OSLO

Finances

Share Ownership

Return on Equity

15,85 %

Current Ratio

2,24

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	706 074 000	863 246 000	670 108 000	0
Net Income	109 448 000	231 886 000	307 147 000	0
Total Assets	950 153 000	873 830 000	564 522 000	30 000
Total Equity	690 737 000	581 289 000	349 403 000	30 000

Income (NOK)	2022	2021	2020
Revenue	706 074 000	863 246 000	670 108 000
Expenditure	558 261 000	552 882 000	260 524 000
Operating Profit	147 812 000	310 364 000	409 584 000
Financial Income	3 165 000	47 514 000	970 000
Financial Costs	4 878 000	48 606 000	972 000
Financial Balance	−1 713 000	−1 092 000	−2 000
Earnings Before Tax	146 099 000	309 272 000	409 582 000
Tax	36 651 000	77 386 000	102 435 000
Net Income	109 448 000	231 886 000	307 147 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	372 745 000	276 146 000	205 590 000	0
Total Current Assets	577 408 000	597 684 000	358 932 000	30 000
Total Assets	950 153 000	873 830 000	564 522 000	30 000
Total Retained Equity	664 292 000	554 844 000	0	0
Total Equity	690 737 000	581 289 000	349 403 000	30 000
Total Long-Term Debt	1 983 000	28 000	0	0
Total Current Debt	257 433 000	292 513 000	215 118 000	0
Total Equity and Debt	950 153 000	873 830 000	564 521 000	30 000

Cash flow (NOK)	2022	2021	2020
Sales Income	706 074 000	863 246 000	670 108 000
Other Income	0	0	0
Revenue	706 074 000	863 246 000	670 108 000
Cost of Goods Sold	0	0	0
Salary Costs	260 923 000	189 382 000	144 003 000
Depreciation	68 211 000	47 332 000	16 178 000
Impairment	0	0	0
Expenditure	558 261 000	552 882 000	260 524 000
Operating Profit	147 812 000	310 364 000	409 584 000
Financial Income	3 165 000	47 514 000	970 000
Financial Costs	4 878 000	48 606 000	972 000
Financial Balance	−1 713 000	−1 092 000	−2 000
Dividends	0	0	0
Net Income	109 448 000	231 886 000	307 147 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	21 040 000	0	0	0
Total Intangible Assets	286 737 000	251 369 000	205 590 000	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	86 008 000	24 777 000	0	0
Fixtures	0	0	0	0
Total Tangible Assets	86 008 000	24 777 000	0	0
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	372 745 000	276 146 000	205 590 000	0
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	292 409 000	248 093 000	6 680 000	0
Total Current Assets	577 408 000	597 684 000	358 932 000	30 000
Total Assets	950 153 000	873 830 000	564 522 000	30 000
Total Equity	690 737 000	581 289 000	349 403 000	30 000
Short-Term Group Debt	10 334 000	118 797 000	16 247 000	0
Total Long-Term Debt	1 983 000	28 000	0	0
Creditors	50 208 000	35 577 000	54 257 000	0
Unpaid Taxes	19 971 000	36 926 000	14 372 000	0
Dividends	0	0	0	0
Other Current Debt	142 224 000	23 856 000	27 806 000	0
Total Current Debt	257 433 000	292 513 000	215 118 000	0
Total Equity and Debt	950 153 000	873 830 000	564 521 000	30 000

Financial indicators	2022	2021	2020	2019
Return on Equity	15,85 %	39,89 %	87,91 %	0 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	20,93 %	35,95 %	61,12 %	-
Current Ratio	2,24	2,04	1,67	-
Quick Ratio	2,24	2,04	1,67	-
Equity Ratio	0,73	0,67	0,62	1
Gross Profit Margin	100 %	100 %	100 %	-