OSM MARITIME INSURANCE SERVICES AS

5254 SANDSLI

Finances

Share Ownership

Return on Equity

316,8 %

Current Ratio

1,04

Debt-to-Equity Ratio

2,49

Key figures (NOK)	2022	2021	2020
Revenue	4 351 000	3 135 000	0
Net Income	396 000	124 000	−81 000
Total Assets	4 234 000	2 820 000	294 000
Total Equity	125 000	154 000	30 000

Income (NOK)	2022	2021	2020
Revenue	4 351 000	3 135 000	0
Expenditure	4 139 000	2 994 000	104 000
Operating Profit	212 000	142 000	−104 000
Financial Income	327 000	228 000	0
Financial Costs	4 000	210 000	0
Financial Balance	323 000	18 000	0
Earnings Before Tax	535 000	160 000	−104 000
Tax	139 000	35 000	−23 000
Net Income	396 000	124 000	−81 000

Balance (NOK)	2022	2021	2020
Total Fixed Assets	278 000	239 000	0
Total Current Assets	3 957 000	2 581 000	294 000
Total Assets	4 234 000	2 820 000	294 000
Total Retained Equity	95 000	124 000	0
Total Equity	125 000	154 000	30 000
Total Long-Term Debt	311 000	265 000	0
Total Current Debt	3 799 000	2 400 000	264 000
Total Equity and Debt	4 234 000	2 820 000	294 000

Cash flow (NOK)	2022	2021	2020
Sales Income	4 351 000	3 135 000	0
Other Income	0	0	0
Revenue	4 351 000	3 135 000	0
Cost of Goods Sold	0	0	0
Salary Costs	3 428 000	2 551 000	0
Depreciation	0	0	0
Impairment	0	0	0
Expenditure	4 139 000	2 994 000	104 000
Operating Profit	212 000	142 000	−104 000
Financial Income	327 000	228 000	0
Financial Costs	4 000	210 000	0
Financial Balance	323 000	18 000	0
Dividends	0	0	0
Net Income	396 000	124 000	−81 000

Balance details (NOK)	2022	2021	2020
Goodwill	0	0	0
Total Intangible Assets	11 000	7 000	0
Real Eastate	0	0	0
Machinery and Plant Facilities	0	0	0
Fixtures	0	0	0
Total Tangible Assets	0	0	0
Total Fiancial Fixed Assets	266 000	232 000	0
Total Fixed Assets	278 000	239 000	0
Stock	0	0	0
Total Investments	0	0	0
Cash, Bank	3 266 000	1 551 000	28 000
Total Current Assets	3 957 000	2 581 000	294 000
Total Assets	4 234 000	2 820 000	294 000
Total Equity	125 000	154 000	30 000
Short-Term Group Debt	546 000	0	0
Total Long-Term Debt	311 000	265 000	0
Creditors	1 567 000	1 198 000	264 000
Unpaid Taxes	488 000	192 000	0
Dividends	0	0	0
Other Current Debt	1 174 000	967 000	0
Total Current Debt	3 799 000	2 400 000	264 000
Total Equity and Debt	4 234 000	2 820 000	294 000

Financial indicators	2022	2021	2020
Return on Equity	316,8 %	80,52 %	−270 %
Debt-to-Equity Ratio	2,49	1,72	0
Operating Profit Margin	4,87 %	4,53 %	-
Current Ratio	1,04	1,08	1,11
Quick Ratio	1,04	1,08	1,11
Equity Ratio	0,03	0,05	0,1
Gross Profit Margin	100 %	100 %	-