SKUE SPAREBANK

3580 GEILO

Finances

Return on Equity

14,07 %

Current Ratio

1,11

Debt-to-Equity Ratio

0,12

Key figures (NOK)	2022	2021	2020	2019
Revenue	377 682 000	329 101 000	315 805 000	254 331 000
Net Income	288 001 000	162 881 000	97 797 000	223 687 000
Total Assets	16 721 021 000	15 545 367 000	14 306 053 000	10 516 474 000
Total Equity	2 047 091 000	1 794 581 000	1 632 846 000	1 125 079 000

Income (NOK)	2022	2021	2020	2019
Revenue	377 682 000	329 101 000	315 805 000	254 331 000
Expenditure	189 474 000	175 357 000	181 373 000	121 379 000
Operating Profit	222 540 000	182 448 000	134 432 000	132 952 000
Financial Income	0	0	0	0
Financial Costs	2 807 000	−6 383 000	18 666 000	3 119 000
Financial Balance	−2 807 000	6 383 000	−18 666 000	−3 119 000
Earnings Before Tax	219 733 000	188 831 000	115 766 000	253 455 000
Tax	−45 810 000	−39 560 000	17 969 000	29 768 000
Net Income	288 001 000	162 881 000	97 797 000	223 687 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	695 192 000	609 544 000	607 118 000	369 750 000
Total Current Assets	15 937 331 000	14 846 382 000	13 698 935 000	10 146 724 000
Total Assets	16 721 021 000	15 545 367 000	14 306 053 000	10 516 474 000
Total Retained Equity	1 709 795 000	1 457 285 000	1 315 967 000	865 360 000
Total Equity	2 047 091 000	1 794 581 000	1 632 846 000	1 125 079 000
Total Long-Term Debt	237 717 000	235 393 000	186 262 000	156 794 000
Total Current Debt	14 414 395 000	13 462 535 000	12 486 945 000	9 234 601 000
Total Equity and Debt	16 721 021 000	15 545 367 000	14 306 053 000	10 516 474 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	377 682 000	329 101 000	315 805 000	254 331 000
Cost of Goods Sold	0	0	0	0
Salary Costs	85 285 000	81 435 000	69 676 000	58 905 000
Depreciation	7 592 000	8 676 000	9 825 000	7 949 000
Impairment	0	0	0	0
Expenditure	189 474 000	175 357 000	181 373 000	121 379 000
Operating Profit	222 540 000	182 448 000	134 432 000	132 952 000
Financial Income	0	0	0	0
Financial Costs	2 807 000	−6 383 000	18 666 000	3 119 000
Financial Balance	−2 807 000	6 383 000	−18 666 000	−3 119 000
Dividends	0	0	0	0
Net Income	288 001 000	162 881 000	97 797 000	223 687 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	553 000	1 172 000	2 311 000
Real Eastate	0	0	119 619 000	72 241 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	9 395 000	7 701 000
Total Tangible Assets	127 191 000	131 609 000	137 871 000	90 899 000
Total Fiancial Fixed Assets	568 001 000	477 382 000	468 075 000	276 540 000
Total Fixed Assets	695 192 000	609 544 000	607 118 000	369 750 000
Stock	0	0	0	0
Total Investments	1 972 936 000	2 167 217 000	1 634 527 000	1 091 348 000
Cash, Bank	0	0	0	0
Total Current Assets	15 937 331 000	14 846 382 000	13 698 935 000	10 146 724 000
Total Assets	16 721 021 000	15 545 367 000	14 306 053 000	10 516 474 000
Total Equity	2 047 091 000	1 794 581 000	1 632 846 000	1 125 079 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	237 717 000	235 393 000	186 262 000	156 794 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	14 433 413 000	13 514 910 000	12 486 367 000	9 234 556 000
Total Current Debt	14 414 395 000	13 462 535 000	12 486 945 000	9 234 601 000
Total Equity and Debt	16 721 021 000	15 545 367 000	14 306 053 000	10 516 474 000

Financial indicators	2022	2021	2020	2019
Return on Equity	14,07 %	9,08 %	5,99 %	19,88 %
Debt-to-Equity Ratio	0,12	0,13	0,11	0,14
Operating Profit Margin	58,92 %	55,44 %	42,57 %	52,28 %
Current Ratio	1,11	1,1	1,1	1,1
Quick Ratio	1,11	1,1	1,1	1,1
Equity Ratio	0,12	0,12	0,11	0,11
Gross Profit Margin	100 %	100 %	100 %	100 %