ØRSKOG SPAREBANK

6240 ØRSKOG

Finances

Return on Equity

9,07 %

Current Ratio

1,1

Debt-to-Equity Ratio

0,13

Key figures (NOK)	2022	2021	2020	2019
Revenue	83 368 000	72 599 000	67 263 000	66 791 000
Net Income	39 625 000	22 813 000	0	21 239 000
Total Assets	3 448 294 000	3 120 488 000	2 994 807 000	2 809 648 000
Total Equity	436 958 000	358 838 000	336 025 000	310 820 000

Income (NOK)	2022	2021	2020	2019
Revenue	83 368 000	72 599 000	67 263 000	66 791 000
Expenditure	47 252 000	41 325 000	22 825 000	37 035 000
Operating Profit	41 218 000	34 144 000	25 211 000	29 756 000
Financial Income	0	0	0	0
Financial Costs	3 363 000	3 603 000	0	1 233 000
Financial Balance	−3 363 000	−3 603 000	0	−1 233 000
Earnings Before Tax	37 855 000	30 541 000	0	28 523 000
Tax	−8 494 000	−6 926 000	0	7 284 000
Net Income	39 625 000	22 813 000	0	21 239 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	138 829 000	89 571 000	96 915 000	85 135 000
Total Current Assets	3 232 852 000	3 026 638 000	0	2 721 513 000
Total Assets	3 448 294 000	3 120 488 000	2 994 807 000	2 809 648 000
Total Retained Equity	396 686 000	358 838 000	336 025 000	310 820 000
Total Equity	436 958 000	358 838 000	336 025 000	310 820 000
Total Long-Term Debt	54 907 000	53 167 000	49 698 000	32 591 000
Total Current Debt	2 942 123 000	2 695 742 000	2 595 791 000	2 466 237 000
Total Equity and Debt	3 448 294 000	3 120 488 000	0	8 065 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	83 368 000	72 599 000	67 263 000	66 791 000
Cost of Goods Sold	0	0	0	0
Salary Costs	23 616 000	20 086 000	0	17 760 000
Depreciation	1 564 000	1 830 000	0	1 740 000
Impairment	0	0	0	0
Expenditure	47 252 000	41 325 000	22 825 000	37 035 000
Operating Profit	41 218 000	34 144 000	25 211 000	29 756 000
Financial Income	0	0	0	0
Financial Costs	3 363 000	3 603 000	0	1 233 000
Financial Balance	−3 363 000	−3 603 000	0	−1 233 000
Dividends	0	0	0	0
Net Income	39 625 000	22 813 000	0	21 239 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	2 239 000
Real Eastate	0	0	0	8 445 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	4 886 000
Total Tangible Assets	12 395 000	12 057 000	11 694 000	13 331 000
Total Fiancial Fixed Assets	126 434 000	77 514 000	85 221 000	69 565 000
Total Fixed Assets	138 829 000	89 571 000	96 915 000	85 135 000
Stock	0	0	0	0
Total Investments	278 097 000	254 271 000	0	206 802 000
Cash, Bank	0	0	0	0
Total Current Assets	3 232 852 000	3 026 638 000	0	2 721 513 000
Total Assets	3 448 294 000	3 120 488 000	2 994 807 000	2 809 648 000
Total Equity	436 958 000	358 838 000	336 025 000	310 820 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	54 907 000	53 167 000	49 698 000	32 591 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	2 806 399 000	2 483 628 000	2 341 059 000	2 283 836 000
Total Current Debt	2 942 123 000	2 695 742 000	2 595 791 000	2 466 237 000
Total Equity and Debt	3 448 294 000	3 120 488 000	0	8 065 000

Financial indicators	2022	2021	2020	2019
Return on Equity	9,07 %	6,36 %	0 %	6,83 %
Debt-to-Equity Ratio	0,13	0,15	0,15	0,1
Operating Profit Margin	49,44 %	47,03 %	37,48 %	44,55 %
Current Ratio	1,1	1,12	0	1,1
Quick Ratio	1,1	1,12	0	1,1
Equity Ratio	0,13	0,11	0,11	0,11
Gross Profit Margin	100 %	100 %	100 %	100 %