HALTDALEN SPAREBANK

7383 HALTDALEN

Finances

Return on Equity

8,05 %

Current Ratio

1,05

Debt-to-Equity Ratio

0,1

Key figures (NOK)	2022	2021	2020	2019
Revenue	45 478 000	37 716 000	36 752 000	40 326 000
Net Income	18 265 000	10 643 000	11 649 000	11 299 000
Total Assets	1 839 559 000	1 779 871 000	1 727 404 000	1 628 760 000
Total Equity	226 981 000	211 806 000	203 489 000	167 037 000

Income (NOK)	2022	2021	2020	2019
Revenue	45 478 000	37 716 000	36 752 000	40 326 000
Expenditure	32 274 000	25 765 000	25 198 000	24 870 000
Operating Profit	16 211 000	13 660 000	13 562 000	15 456 000
Financial Income	0	0	0	0
Financial Costs	1 510 000	−227 000	1 941 000	571 000
Financial Balance	−1 510 000	227 000	−1 941 000	−571 000
Earnings Before Tax	14 701 000	13 887 000	11 621 000	14 885 000
Tax	−2 997 000	−3 258 000	−1 514 000	3 586 000
Net Income	18 265 000	10 643 000	11 649 000	11 299 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	116 404 000	87 607 000	89 134 000	85 404 000
Total Current Assets	1 664 577 000	1 624 172 000	1 591 143 000	1 543 356 000
Total Assets	1 839 559 000	1 779 871 000	1 727 404 000	1 628 760 000
Total Retained Equity	176 889 000	161 714 000	153 397 000	136 945 000
Total Equity	226 981 000	211 806 000	203 489 000	167 037 000
Total Long-Term Debt	23 628 000	43 294 000	21 885 000	40 000 000
Total Current Debt	1 581 698 000	1 520 105 000	1 497 018 000	1 421 723 000
Total Equity and Debt	1 839 560 000	1 779 871 000	1 727 404 000	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	45 478 000	37 716 000	36 752 000	40 326 000
Cost of Goods Sold	0	0	0	0
Salary Costs	12 105 000	11 315 000	10 050 000	9 729 000
Depreciation	516 000	329 000	237 000	236 000
Impairment	0	0	0	0
Expenditure	32 274 000	25 765 000	25 198 000	24 870 000
Operating Profit	16 211 000	13 660 000	13 562 000	15 456 000
Financial Income	0	0	0	0
Financial Costs	1 510 000	−227 000	1 941 000	571 000
Financial Balance	−1 510 000	227 000	−1 941 000	−571 000
Dividends	0	0	0	0
Net Income	18 265 000	10 643 000	11 649 000	11 299 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	358 000
Real Eastate	0	0	0	2 123 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	116 000
Total Tangible Assets	2 885 000	2 649 000	2 181 000	2 239 000
Total Fiancial Fixed Assets	113 519 000	84 958 000	86 953 000	82 807 000
Total Fixed Assets	116 404 000	87 607 000	89 134 000	85 404 000
Stock	0	0	0	0
Total Investments	190 927 000	208 377 000	173 966 000	166 584 000
Cash, Bank	0	0	0	0
Total Current Assets	1 664 577 000	1 624 172 000	1 591 143 000	1 543 356 000
Total Assets	1 839 559 000	1 779 871 000	1 727 404 000	1 628 760 000
Total Equity	226 981 000	211 806 000	203 489 000	167 037 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	23 628 000	43 294 000	21 885 000	40 000 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	1 575 803 000	1 524 319 000	1 461 558 000	1 421 723 000
Total Current Debt	1 581 698 000	1 520 105 000	1 497 018 000	1 421 723 000
Total Equity and Debt	1 839 560 000	1 779 871 000	1 727 404 000	0

Financial indicators	2022	2021	2020	2019
Return on Equity	8,05 %	5,02 %	5,72 %	6,76 %
Debt-to-Equity Ratio	0,1	0,2	0,11	0,24
Operating Profit Margin	35,65 %	36,22 %	36,9 %	38,33 %
Current Ratio	1,05	1,07	1,06	1,09
Quick Ratio	1,05	1,07	1,06	1,09
Equity Ratio	0,12	0,12	0,12	0,1
Gross Profit Margin	100 %	100 %	100 %	100 %