SPAREBANK 1 REGNSKAPSHUSET NORD-NORGE AS

9008 TROMSØ

Finances

Return on Equity

15,17 %

Current Ratio

1,09

Debt-to-Equity Ratio

1,18

Key figures (NOK)	2022	2021	2020	2019
Revenue	218 424 000	211 947 000	212 183 000	187 501 000
Net Income	13 641 000	19 608 000	20 264 000	16 884 000
Total Assets	252 385 000	239 733 000	247 936 000	204 406 000
Total Equity	89 897 000	89 897 000	89 954 000	79 954 000

Income (NOK)	2022	2021	2020	2019
Revenue	218 424 000	211 947 000	212 183 000	187 501 000
Expenditure	199 110 000	185 002 000	184 822 000	164 606 000
Operating Profit	19 314 000	26 944 000	27 361 000	22 894 000
Financial Income	91 000	111 000	374 000	344 000
Financial Costs	1 940 000	1 927 000	2 159 000	1 899 000
Financial Balance	−1 849 000	−1 816 000	−1 785 000	−1 555 000
Earnings Before Tax	17 465 000	25 128 000	25 576 000	21 339 000
Tax	3 824 000	5 520 000	5 312 000	4 455 000
Net Income	13 641 000	19 608 000	20 264 000	16 884 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	191 168 000	172 374 000	175 520 000	153 141 000
Total Current Assets	61 217 000	67 359 000	72 416 000	51 265 000
Total Assets	252 385 000	239 733 000	247 936 000	204 406 000
Total Retained Equity	62 815 000	62 815 000	62 872 000	62 872 000
Total Equity	89 897 000	89 897 000	89 954 000	79 954 000
Total Long-Term Debt	106 407 000	81 338 000	99 325 000	85 463 000
Total Current Debt	56 082 000	68 498 000	58 656 000	38 989 000
Total Equity and Debt	252 385 000	239 733 000	247 936 000	204 406 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	215 349 000	209 890 000	210 931 000	187 385 000
Other Income	3 075 000	2 057 000	1 253 000	116 000
Revenue	218 424 000	211 947 000	212 183 000	187 501 000
Cost of Goods Sold	8 005 000	7 132 000	7 321 000	6 427 000
Salary Costs	154 248 000	145 953 000	140 513 000	123 892 000
Depreciation	11 122 000	10 164 000	10 346 000	8 301 000
Impairment	0	55 000	0	0
Expenditure	199 110 000	185 002 000	184 822 000	164 606 000
Operating Profit	19 314 000	26 944 000	27 361 000	22 894 000
Financial Income	91 000	111 000	374 000	344 000
Financial Costs	1 940 000	1 927 000	2 159 000	1 899 000
Financial Balance	−1 849 000	−1 816 000	−1 785 000	−1 555 000
Dividends	13 641 000	19 666 000	20 264 000	0
Net Income	13 641 000	19 608 000	20 264 000	16 884 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	82 151 000	81 981 000	78 081 000	68 181 000
Total Intangible Assets	86 039 000	82 555 000	78 719 000	68 647 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	101 619 000	87 946 000	93 787 000	80 435 000
Fixtures	3 261 000	1 819 000	2 959 000	3 605 000
Total Tangible Assets	104 880 000	89 765 000	96 746 000	84 040 000
Total Fiancial Fixed Assets	249 000	54 000	54 000	454 000
Total Fixed Assets	191 168 000	172 374 000	175 520 000	153 141 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	34 646 000	42 030 000	47 966 000	27 485 000
Total Current Assets	61 217 000	67 359 000	72 416 000	51 265 000
Total Assets	252 385 000	239 733 000	247 936 000	204 406 000
Total Equity	89 897 000	89 897 000	89 954 000	79 954 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	106 407 000	81 338 000	99 325 000	85 463 000
Creditors	8 206 000	1 941 000	4 963 000	5 596 000
Unpaid Taxes	13 914 000	14 329 000	14 211 000	11 704 000
Dividends	13 641 000	19 666 000	20 264 000	0
Other Current Debt	16 169 000	17 078 000	13 533 000	16 753 000
Total Current Debt	56 082 000	68 498 000	58 656 000	38 989 000
Total Equity and Debt	252 385 000	239 733 000	247 936 000	204 406 000

Financial indicators	2022	2021	2020	2019
Return on Equity	15,17 %	21,81 %	22,53 %	21,12 %
Debt-to-Equity Ratio	1,18	0,9	1,1	1,07
Operating Profit Margin	8,84 %	12,71 %	12,9 %	12,21 %
Current Ratio	1,09	0,98	1,23	1,31
Quick Ratio	1,09	0,98	1,23	1,31
Equity Ratio	0,36	0,37	0,36	0,39
Gross Profit Margin	96,34 %	96,64 %	96,55 %	96,57 %