BANQSOFT AS

0667 OSLO

Finances

Return on Equity

28,68 %

Current Ratio

0,72

Debt-to-Equity Ratio

1,32

Key figures (NOK)	2023	2022	2021	2020
Revenue	440 970 000	386 417 000	351 754 000	313 887 000
Net Income	60 799 000	35 942 000	38 521 000	36 149 000
Total Assets	686 704 000	642 958 000	637 353 000	233 341 000
Total Equity	211 972 000	152 441 000	117 331 000	78 188 000

Income (NOK)	2023	2022	2021	2020
Revenue	440 970 000	386 417 000	351 754 000	313 887 000
Expenditure	374 963 000	342 930 000	308 033 000	268 100 000
Operating Profit	66 007 000	43 487 000	43 721 000	45 787 000
Financial Income	17 451 000	10 535 000	12 718 000	4 386 000
Financial Costs	10 334 000	13 286 000	9 385 000	4 246 000
Financial Balance	7 117 000	−2 751 000	3 333 000	140 000
Earnings Before Tax	73 123 000	40 736 000	47 054 000	45 927 000
Tax	12 324 000	4 794 000	8 532 000	9 778 000
Net Income	60 799 000	35 942 000	38 521 000	36 149 000

Balance (NOK)	2023	2022	2021	2020
Total Fixed Assets	546 367 000	535 982 000	524 729 000	96 233 000
Total Current Assets	140 337 000	106 976 000	112 625 000	137 108 000
Total Assets	686 704 000	642 958 000	637 353 000	233 341 000
Total Retained Equity	210 028 000	150 497 000	115 387 000	76 244 000
Total Equity	211 972 000	152 441 000	117 331 000	78 188 000
Total Long-Term Debt	279 750 000	303 848 000	320 000 000	0
Total Current Debt	194 982 000	186 667 000	200 022 000	155 152 000
Total Equity and Debt	686 704 000	642 956 000	637 353 000	233 340 000

Cash flow (NOK)	2023	2022	2021	2020
Sales Income	439 571 000	386 396 000	351 461 000	313 730 000
Other Income	1 398 000	21 000	293 000	157 000
Revenue	440 970 000	386 417 000	351 754 000	313 887 000
Cost of Goods Sold	87 731 000	121 482 000	114 556 000	100 108 000
Salary Costs	203 936 000	161 628 000	152 724 000	139 707 000
Depreciation	21 143 000	16 673 000	9 176 000	7 464 000
Impairment	0	0	0	0
Expenditure	374 963 000	342 930 000	308 033 000	268 100 000
Operating Profit	66 007 000	43 487 000	43 721 000	45 787 000
Financial Income	17 451 000	10 535 000	12 718 000	4 386 000
Financial Costs	10 334 000	13 286 000	9 385 000	4 246 000
Financial Balance	7 117 000	−2 751 000	3 333 000	140 000
Dividends	0	0	0	0
Net Income	60 799 000	35 942 000	38 521 000	36 149 000

Balance details (NOK)	2023	2022	2021	2020
Goodwill	0	0	0	0
Total Intangible Assets	66 908 000	65 914 000	50 849 000	33 499 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	6 866 000	5 251 000	8 689 000	5 843 000
Total Tangible Assets	6 866 000	5 251 000	8 689 000	5 843 000
Total Fiancial Fixed Assets	472 594 000	464 817 000	465 191 000	56 891 000
Total Fixed Assets	546 367 000	535 982 000	524 729 000	96 233 000
Stock	5 075 000	3 818 000	3 497 000	5 047 000
Total Investments	0	0	0	0
Cash, Bank	67 357 000	35 697 000	67 085 000	83 245 000
Total Current Assets	140 337 000	106 976 000	112 625 000	137 108 000
Total Assets	686 704 000	642 958 000	637 353 000	233 341 000
Total Equity	211 972 000	152 441 000	117 331 000	78 188 000
Short-Term Group Debt	60 368 000	81 920 000	76 127 000	49 804 000
Total Long-Term Debt	279 750 000	303 848 000	320 000 000	0
Creditors	12 594 000	7 913 000	11 002 000	8 930 000
Unpaid Taxes	15 071 000	13 668 000	16 193 000	16 678 000
Dividends	0	0	0	0
Other Current Debt	92 594 000	72 291 000	83 694 000	73 343 000
Total Current Debt	194 982 000	186 667 000	200 022 000	155 152 000
Total Equity and Debt	686 704 000	642 956 000	637 353 000	233 340 000

Financial indicators	2023	2022	2021	2020
Return on Equity	28,68 %	23,58 %	32,83 %	46,23 %
Debt-to-Equity Ratio	1,32	1,99	2,73	0
Operating Profit Margin	14,97 %	11,25 %	12,43 %	14,59 %
Current Ratio	0,72	0,57	0,56	0,88
Quick Ratio	0,74	0,59	0,57	0,91
Equity Ratio	0,31	0,24	0,18	0,34
Gross Profit Margin	80,1 %	68,56 %	67,43 %	68,11 %