CARDTECH AS

0668 OSLO

Finances

Share Ownership

Return on Equity

51,73 %

Current Ratio

3,42

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	48 035 000	41 572 000	35 745 000	39 401 000
Net Income	12 886 000	10 447 000	7 290 000	9 514 000
Total Assets	34 927 000	33 397 000	32 054 000	31 073 000
Total Equity	24 910 000	22 024 000	25 577 000	23 286 000

Income (NOK)	2022	2021	2020	2019
Revenue	48 035 000	41 572 000	35 745 000	39 401 000
Expenditure	31 466 000	28 262 000	26 481 000	27 262 000
Operating Profit	16 568 000	13 310 000	9 264 000	12 139 000
Financial Income	209 000	194 000	226 000	146 000
Financial Costs	252 000	107 000	140 000	76 000
Financial Balance	−43 000	87 000	86 000	70 000
Earnings Before Tax	16 526 000	13 397 000	9 350 000	12 209 000
Tax	3 640 000	2 949 000	2 059 000	2 694 000
Net Income	12 886 000	10 447 000	7 290 000	9 514 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	711 000	716 000	851 000	759 000
Total Current Assets	34 215 000	32 681 000	31 203 000	30 314 000
Total Assets	34 927 000	33 397 000	32 054 000	31 073 000
Total Retained Equity	24 810 000	21 924 000	25 477 000	23 186 000
Total Equity	24 910 000	22 024 000	25 577 000	23 286 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	10 016 000	11 372 000	6 477 000	7 787 000
Total Equity and Debt	34 927 000	33 397 000	32 054 000	31 073 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	48 035 000	41 571 000	35 742 000	39 398 000
Other Income	0	1 000	3 000	4 000
Revenue	48 035 000	41 572 000	35 745 000	39 401 000
Cost of Goods Sold	20 172 000	16 844 000	15 360 000	15 976 000
Salary Costs	7 333 000	8 146 000	7 837 000	8 116 000
Depreciation	85 000	165 000	103 000	98 000
Impairment	0	0	0	0
Expenditure	31 466 000	28 262 000	26 481 000	27 262 000
Operating Profit	16 568 000	13 310 000	9 264 000	12 139 000
Financial Income	209 000	194 000	226 000	146 000
Financial Costs	252 000	107 000	140 000	76 000
Financial Balance	−43 000	87 000	86 000	70 000
Dividends	0	0	5 000 000	11 000 000
Net Income	12 886 000	10 447 000	7 290 000	9 514 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	59 000	98 000	67 000	71 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	112 000	147 000	312 000	213 000
Total Tangible Assets	112 000	147 000	312 000	213 000
Total Fiancial Fixed Assets	541 000	471 000	471 000	475 000
Total Fixed Assets	711 000	716 000	851 000	759 000
Stock	12 711 000	11 274 000	10 116 000	9 700 000
Total Investments	0	0	0	0
Cash, Bank	16 327 000	15 056 000	17 105 000	16 194 000
Total Current Assets	34 215 000	32 681 000	31 203 000	30 314 000
Total Assets	34 927 000	33 397 000	32 054 000	31 073 000
Total Equity	24 910 000	22 024 000	25 577 000	23 286 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	1 344 000	3 112 000	555 000	1 211 000
Unpaid Taxes	2 249 000	2 369 000	1 990 000	1 921 000
Dividends	0	0	5 000 000	11 000 000
Other Current Debt	823 000	911 000	877 000	977 000
Total Current Debt	10 016 000	11 372 000	6 477 000	7 787 000
Total Equity and Debt	34 927 000	33 397 000	32 054 000	31 073 000

Financial indicators	2022	2021	2020	2019
Return on Equity	51,73 %	47,43 %	28,5 %	40,86 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	34,49 %	32,02 %	25,92 %	30,81 %
Current Ratio	3,42	2,87	4,82	3,89
Quick Ratio	−12,7	333,48	−8,57	−15,85
Equity Ratio	0,71	0,66	0,8	0,75
Gross Profit Margin	58,01 %	59,48 %	57,03 %	59,45 %