HAMAR FINANS OG FORSIKRING AS

2317 HAMAR

Finances

Share Ownership

Return on Equity

16,91 %

Current Ratio

4,47

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	1 233 000	2 508 000	3 279 000	3 517 000
Net Income	59 000	−24 000	93 000	18 000
Total Assets	409 000	530 000	802 000	630 000
Total Equity	349 000	290 000	313 000	340 000

Income (NOK)	2022	2021	2020	2019
Revenue	1 233 000	2 508 000	3 279 000	3 517 000
Expenditure	1 160 000	2 531 000	3 154 000	3 493 000
Operating Profit	73 000	−24 000	124 000	24 000
Financial Income	0	0	0	0
Financial Costs	0	1 000	1 000	0
Financial Balance	0	−1 000	−1 000	0
Earnings Before Tax	73 000	−25 000	124 000	24 000
Tax	14 000	−1 000	31 000	6 000
Net Income	59 000	−24 000	93 000	18 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	145 000	39 000	42 000	0
Total Current Assets	264 000	491 000	759 000	630 000
Total Assets	409 000	530 000	802 000	630 000
Total Retained Equity	129 000	70 000	93 000	120 000
Total Equity	349 000	290 000	313 000	340 000
Total Long-Term Debt	1 000	0	1 000	0
Total Current Debt	59 000	240 000	487 000	290 000
Total Equity and Debt	409 000	530 000	802 000	630 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	1 233 000	2 508 000	3 279 000	3 517 000
Revenue	1 233 000	2 508 000	3 279 000	3 517 000
Cost of Goods Sold	0	0	0	0
Salary Costs	347 000	1 631 000	2 294 000	2 441 000
Depreciation	6 000	6 000	2 000	0
Impairment	0	0	0	0
Expenditure	1 160 000	2 531 000	3 154 000	3 493 000
Operating Profit	73 000	−24 000	124 000	24 000
Financial Income	0	0	0	0
Financial Costs	0	1 000	1 000	0
Financial Balance	0	−1 000	−1 000	0
Dividends	0	0	120 000	0
Net Income	59 000	−24 000	93 000	18 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	4 000	11 000	17 000	0
Total Tangible Assets	4 000	11 000	17 000	0
Total Fiancial Fixed Assets	141 000	28 000	25 000	0
Total Fixed Assets	145 000	39 000	42 000	0
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	176 000	353 000	604 000	529 000
Total Current Assets	264 000	491 000	759 000	630 000
Total Assets	409 000	530 000	802 000	630 000
Total Equity	349 000	290 000	313 000	340 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	1 000	0	1 000	0
Creditors	6 000	14 000	62 000	2 000
Unpaid Taxes	10 000	100 000	188 000	114 000
Dividends	0	0	120 000	0
Other Current Debt	30 000	126 000	207 000	167 000
Total Current Debt	59 000	240 000	487 000	290 000
Total Equity and Debt	409 000	530 000	802 000	630 000

Financial indicators	2022	2021	2020	2019
Return on Equity	16,91 %	−8,28 %	29,71 %	5,29 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	5,92 %	−0,96 %	3,78 %	0,68 %
Current Ratio	4,47	2,05	1,56	2,17
Quick Ratio	4,47	2,05	1,56	2,17
Equity Ratio	0,85	0,55	0,39	0,54
Gross Profit Margin	100 %	100 %	100 %	100 %