INSURANCE MANAGEMENT ADMINISTRATION & ADVISORS AS

1386 ASKER

Finances

Share Ownership

Return on Equity

−14,33 %

Current Ratio

1,92

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	11 903 000	11 013 000	11 970 000	10 457 000
Net Income	−266 000	582 000	−100 000	593 000
Total Assets	3 303 000	3 753 000	3 609 000	3 860 000
Total Equity	1 856 000	2 122 000	1 903 000	2 003 000

Income (NOK)	2022	2021	2020	2019
Revenue	11 903 000	11 013 000	11 970 000	10 457 000
Expenditure	12 203 000	10 266 000	12 100 000	9 696 000
Operating Profit	−300 000	746 000	−129 000	760 000
Financial Income	0	0	3 000	1 000
Financial Costs	0	0	3 000	0
Financial Balance	0	0	0	1 000
Earnings Before Tax	−300 000	746 000	−129 000	760 000
Tax	−34 000	164 000	−29 000	167 000
Net Income	−266 000	582 000	−100 000	593 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	531 000	978 000	805 000	501 000
Total Current Assets	2 772 000	2 775 000	2 804 000	3 359 000
Total Assets	3 303 000	3 753 000	3 609 000	3 860 000
Total Retained Equity	−47 000	219 000	0	69 000
Total Equity	1 856 000	2 122 000	1 903 000	2 003 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	1 446 000	1 630 000	1 706 000	1 857 000
Total Equity and Debt	3 303 000	3 753 000	3 609 000	3 860 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	11 903 000	11 013 000	11 970 000	10 418 000
Other Income	0	0	0	39 000
Revenue	11 903 000	11 013 000	11 970 000	10 457 000
Cost of Goods Sold	0	0	0	0
Salary Costs	6 690 000	5 689 000	3 752 000	3 133 000
Depreciation	463 000	299 000	437 000	305 000
Impairment	0	0	0	0
Expenditure	12 203 000	10 266 000	12 100 000	9 696 000
Operating Profit	−300 000	746 000	−129 000	760 000
Financial Income	0	0	3 000	1 000
Financial Costs	0	0	3 000	0
Financial Balance	0	0	0	1 000
Dividends	0	0	0	0
Net Income	−266 000	582 000	−100 000	593 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	487 000	917 000	779 000	467 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	44 000	61 000	26 000	34 000
Total Tangible Assets	44 000	61 000	26 000	34 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	531 000	978 000	805 000	501 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	776 000	662 000	958 000	1 585 000
Total Current Assets	2 772 000	2 775 000	2 804 000	3 359 000
Total Assets	3 303 000	3 753 000	3 609 000	3 860 000
Total Equity	1 856 000	2 122 000	1 903 000	2 003 000
Short-Term Group Debt	0	465 000	510 000	721 000
Total Long-Term Debt	0	0	0	0
Creditors	237 000	108 000	183 000	538 000
Unpaid Taxes	433 000	470 000	379 000	223 000
Dividends	0	0	0	0
Other Current Debt	776 000	587 000	634 000	375 000
Total Current Debt	1 446 000	1 630 000	1 706 000	1 857 000
Total Equity and Debt	3 303 000	3 753 000	3 609 000	3 860 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−14,33 %	27,43 %	−5,25 %	29,61 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	−2,52 %	6,77 %	−1,08 %	7,27 %
Current Ratio	1,92	1,7	1,64	1,81
Quick Ratio	1,92	1,7	1,64	1,81
Equity Ratio	0,56	0,57	0,53	0,52
Gross Profit Margin	100 %	100 %	100 %	100 %