VOSS SPAREBANK EIGEDOM AS

5700 VOSS

Finances

Share Ownership

Return on Equity

2,64 %

Current Ratio

244,82

Debt-to-Equity Ratio

8,39

Key figures (NOK)	2022	2021	2020	2019
Revenue	3 720 000	3 720 000	4 500 000	4 500 000
Net Income	137 000	60 000	277 000	−11 000
Total Assets	48 759 000	49 778 000	50 966 000	51 801 000
Total Equity	5 189 000	5 007 000	4 946 000	4 669 000

Income (NOK)	2022	2021	2020	2019
Revenue	3 720 000	3 720 000	4 500 000	4 500 000
Expenditure	1 652 000	2 112 000	2 443 000	2 560 000
Operating Profit	2 068 000	1 608 000	2 057 000	1 940 000
Financial Income	8 000	2 000	8 000	11 000
Financial Costs	1 900 000	1 533 000	1 709 000	1 964 000
Financial Balance	−1 892 000	−1 531 000	−1 701 000	−1 953 000
Earnings Before Tax	176 000	78 000	356 000	−14 000
Tax	39 000	17 000	78 000	−3 000
Net Income	137 000	60 000	277 000	−11 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	43 373 000	44 665 000	46 099 000	47 841 000
Total Current Assets	5 386 000	5 113 000	4 867 000	3 960 000
Total Assets	48 759 000	49 778 000	50 966 000	51 801 000
Total Retained Equity	475 000	338 000	277 000	0
Total Equity	5 189 000	5 007 000	4 946 000	4 669 000
Total Long-Term Debt	43 548 000	44 720 000	45 971 000	47 115 000
Total Current Debt	22 000	51 000	49 000	17 000
Total Equity and Debt	48 759 000	49 778 000	50 966 000	51 801 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	3 720 000	3 720 000	4 500 000	4 500 000
Revenue	3 720 000	3 720 000	4 500 000	4 500 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	1 241 000	1 741 000	1 700 000	1 700 000
Impairment	0	0	0	0
Expenditure	1 652 000	2 112 000	2 443 000	2 560 000
Operating Profit	2 068 000	1 608 000	2 057 000	1 940 000
Financial Income	8 000	2 000	8 000	11 000
Financial Costs	1 900 000	1 533 000	1 709 000	1 964 000
Financial Balance	−1 892 000	−1 531 000	−1 701 000	−1 953 000
Dividends	0	0	0	0
Net Income	137 000	60 000	277 000	−11 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	769 000	820 000	799 000	841 000
Real Eastate	42 604 000	43 845 000	45 300 000	47 000 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	42 604 000	43 845 000	45 300 000	47 000 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	43 373 000	44 665 000	46 099 000	47 841 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	5 328 000	5 113 000	4 675 000	3 768 000
Total Current Assets	5 386 000	5 113 000	4 867 000	3 960 000
Total Assets	48 759 000	49 778 000	50 966 000	51 801 000
Total Equity	5 189 000	5 007 000	4 946 000	4 669 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	43 548 000	44 720 000	45 971 000	47 115 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	22 000	13 000	13 000	17 000
Total Current Debt	22 000	51 000	49 000	17 000
Total Equity and Debt	48 759 000	49 778 000	50 966 000	51 801 000

Financial indicators	2022	2021	2020	2019
Return on Equity	2,64 %	1,2 %	5,6 %	−0,24 %
Debt-to-Equity Ratio	8,39	8,93	9,29	10,09
Operating Profit Margin	55,59 %	43,23 %	45,71 %	43,11 %
Current Ratio	244,82	100,25	99,33	232,94
Quick Ratio	244,82	100,25	99,33	232,94
Equity Ratio	0,11	0,1	0,1	0,09
Gross Profit Margin	100 %	100 %	100 %	100 %