ZPECTER ØKONOMI AS

1363 HØVIK

Finances

Return on Equity

44,58 %

Current Ratio

1,49

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	14 895 000	13 008 000	11 001 000	10 809 000
Net Income	741 000	1 517 000	125 000	305 000
Total Assets	4 249 000	4 308 000	3 553 000	3 167 000
Total Equity	1 662 000	1 921 000	703 000	878 000

Income (NOK)	2022	2021	2020	2019
Revenue	14 895 000	13 008 000	11 001 000	10 809 000
Expenditure	13 791 000	11 383 000	10 672 000	10 167 000
Operating Profit	1 103 000	1 624 000	330 000	642 000
Financial Income	0	255 000	0	0
Financial Costs	107 000	15 000	150 000	155 000
Financial Balance	−107 000	240 000	−150 000	−155 000
Earnings Before Tax	997 000	1 865 000	180 000	487 000
Tax	256 000	347 000	55 000	182 000
Net Income	741 000	1 517 000	125 000	305 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	400 000	540 000	540 000	682 000
Total Current Assets	3 849 000	3 768 000	3 013 000	2 485 000
Total Assets	4 249 000	4 308 000	3 553 000	3 167 000
Total Retained Equity	1 560 000	1 819 000	602 000	777 000
Total Equity	1 662 000	1 921 000	703 000	878 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	2 588 000	2 388 000	2 850 000	2 289 000
Total Equity and Debt	4 249 000	4 308 000	3 553 000	3 167 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	14 809 000	13 008 000	10 951 000	10 809 000
Other Income	86 000	0	50 000	0
Revenue	14 895 000	13 008 000	11 001 000	10 809 000
Cost of Goods Sold	1 104 000	919 000	629 000	1 137 000
Salary Costs	9 586 000	7 894 000	7 400 000	6 816 000
Depreciation	0	0	18 000	58 000
Impairment	0	0	0	0
Expenditure	13 791 000	11 383 000	10 672 000	10 167 000
Operating Profit	1 103 000	1 624 000	330 000	642 000
Financial Income	0	255 000	0	0
Financial Costs	107 000	15 000	150 000	155 000
Financial Balance	−107 000	240 000	−150 000	−155 000
Dividends	1 000 000	300 000	300 000	400 000
Net Income	741 000	1 517 000	125 000	305 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	18 000
Total Tangible Assets	0	0	0	18 000
Total Fiancial Fixed Assets	400 000	540 000	540 000	665 000
Total Fixed Assets	400 000	540 000	540 000	682 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	1 346 000	719 000	302 000	173 000
Total Current Assets	3 849 000	3 768 000	3 013 000	2 485 000
Total Assets	4 249 000	4 308 000	3 553 000	3 167 000
Total Equity	1 662 000	1 921 000	703 000	878 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	301 000	188 000	519 000	203 000
Unpaid Taxes	1 206 000	1 107 000	838 000	669 000
Dividends	1 000 000	300 000	300 000	400 000
Other Current Debt	825 000	745 000	961 000	723 000
Total Current Debt	2 588 000	2 388 000	2 850 000	2 289 000
Total Equity and Debt	4 249 000	4 308 000	3 553 000	3 167 000

Financial indicators	2022	2021	2020	2019
Return on Equity	44,58 %	78,97 %	17,78 %	34,74 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	7,41 %	12,48 %	3 %	5,94 %
Current Ratio	1,49	1,58	1,06	1,09
Quick Ratio	1,49	1,58	1,06	1,09
Equity Ratio	0,39	0,45	0,2	0,28
Gross Profit Margin	92,59 %	92,94 %	94,28 %	89,48 %