OBOS FACTORING AS

0195 OSLO

Finances

Share Ownership

Return on Equity

6,28 %

Current Ratio

2,84

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	16 370 000	11 490 000	11 214 000	18 952 000
Net Income	9 845 000	8 402 000	6 114 000	7 522 000
Total Assets	240 687 000	201 104 000	187 435 000	178 641 000
Total Equity	156 666 000	131 821 000	125 519 000	118 534 000

Income (NOK)	2022	2021	2020	2019
Revenue	16 370 000	11 490 000	11 214 000	18 952 000
Expenditure	3 130 000	3 128 000	2 911 000	8 627 000
Operating Profit	13 240 000	8 362 000	8 303 000	10 325 000
Financial Income	0	0	0	0
Financial Costs	114 000	−40 000	150 000	296 000
Financial Balance	−114 000	40 000	−150 000	−296 000
Earnings Before Tax	13 126 000	8 402 000	8 154 000	10 029 000
Tax	−3 282 000	0	−2 040 000	2 508 000
Net Income	9 845 000	8 402 000	6 114 000	7 522 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	16 830 000	10 948 000	5 138 000	4 731 000
Total Current Assets	223 857 000	190 156 000	182 297 000	198 191 000
Total Assets	240 687 000	201 104 000	187 435 000	178 641 000
Total Retained Equity	91 626 000	81 781 000	75 479 000	68 494 000
Total Equity	156 666 000	131 821 000	125 519 000	118 534 000
Total Long-Term Debt	422 000	2 101 000	2 330 000	68 000
Total Current Debt	78 765 000	66 539 000	59 586 000	60 040 000
Total Equity and Debt	240 687 000	201 104 000	187 435 000	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	16 370 000	11 490 000	11 214 000	18 952 000
Cost of Goods Sold	0	0	0	0
Salary Costs	2 054 000	2 007 000	1 754 000	1 644 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	3 130 000	3 128 000	2 911 000	8 627 000
Operating Profit	13 240 000	8 362 000	8 303 000	10 325 000
Financial Income	0	0	0	0
Financial Costs	114 000	−40 000	150 000	296 000
Financial Balance	−114 000	40 000	−150 000	−296 000
Dividends	0	0	0	0
Net Income	9 845 000	8 402 000	6 114 000	7 522 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	16 830 000	10 948 000	5 138 000	4 731 000
Total Fixed Assets	16 830 000	10 948 000	5 138 000	4 731 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	0	0	0	0
Total Current Assets	223 857 000	190 156 000	182 297 000	198 191 000
Total Assets	240 687 000	201 104 000	187 435 000	178 641 000
Total Equity	156 666 000	131 821 000	125 519 000	118 534 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	422 000	2 101 000	2 330 000	68 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	83 600 000	67 182 000	59 586 000	60 040 000
Total Current Debt	78 765 000	66 539 000	59 586 000	60 040 000
Total Equity and Debt	240 687 000	201 104 000	187 435 000	0

Financial indicators	2022	2021	2020	2019
Return on Equity	6,28 %	6,37 %	4,87 %	6,35 %
Debt-to-Equity Ratio	0	0,02	0,02	0
Operating Profit Margin	80,88 %	72,78 %	74,04 %	54,48 %
Current Ratio	2,84	2,86	3,06	3,3
Quick Ratio	2,84	2,86	3,06	3,3
Equity Ratio	0,65	0,66	0,67	0,66
Gross Profit Margin	100 %	100 %	100 %	100 %