LIVING FORSIKRING AS

3126 TØNSBERG

Finances

Return on Equity

142,93 %

Current Ratio

1,07

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	6 999 000	6 442 000	5 253 000	5 212 000
Net Income	1 112 000	798 000	248 000	580 000
Total Assets	3 176 000	4 116 000	3 177 000	2 769 000
Total Equity	778 000	7 000	497 000	250 000

Income (NOK)	2022	2021	2020	2019
Revenue	6 999 000	6 442 000	5 253 000	5 212 000
Expenditure	5 516 000	5 438 000	4 921 000	4 555 000
Operating Profit	1 483 000	1 004 000	331 000	658 000
Financial Income	0	0	0	0
Financial Costs	1 000	1 000	1 000	17 000
Financial Balance	−1 000	−1 000	−1 000	−17 000
Earnings Before Tax	1 482 000	1 003 000	330 000	640 000
Tax	371 000	205 000	83 000	60 000
Net Income	1 112 000	798 000	248 000	580 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	604 000	393 000	340 000	340 000
Total Current Assets	2 572 000	3 723 000	2 837 000	2 430 000
Total Assets	3 176 000	4 116 000	3 177 000	2 769 000
Total Retained Equity	−95 000	−866 000	−375 000	−623 000
Total Equity	778 000	7 000	497 000	250 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	2 398 000	4 109 000	2 680 000	2 520 000
Total Equity and Debt	3 176 000	4 116 000	3 177 000	2 769 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	6 955 000	6 391 000	5 176 000	5 195 000
Other Income	44 000	51 000	76 000	17 000
Revenue	6 999 000	6 442 000	5 253 000	5 212 000
Cost of Goods Sold	1 628 000	1 496 000	1 599 000	1 683 000
Salary Costs	3 238 000	3 305 000	2 745 000	2 390 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	5 516 000	5 438 000	4 921 000	4 555 000
Operating Profit	1 483 000	1 004 000	331 000	658 000
Financial Income	0	0	0	0
Financial Costs	1 000	1 000	1 000	17 000
Financial Balance	−1 000	−1 000	−1 000	−17 000
Dividends	0	0	0	0
Net Income	1 112 000	798 000	248 000	580 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	153 000	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	604 000	240 000	340 000	340 000
Total Fixed Assets	604 000	393 000	340 000	340 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	843 000	1 511 000	747 000	174 000
Total Current Assets	2 572 000	3 723 000	2 837 000	2 430 000
Total Assets	3 176 000	4 116 000	3 177 000	2 769 000
Total Equity	778 000	7 000	497 000	250 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	385 000	360 000	286 000	138 000
Unpaid Taxes	235 000	225 000	256 000	128 000
Dividends	0	0	0	0
Other Current Debt	1 777 000	3 524 000	2 055 000	2 205 000
Total Current Debt	2 398 000	4 109 000	2 680 000	2 520 000
Total Equity and Debt	3 176 000	4 116 000	3 177 000	2 769 000

Financial indicators	2022	2021	2020	2019
Return on Equity	142,93 %	11 400 %	49,9 %	232 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	21,19 %	15,59 %	6,3 %	12,62 %
Current Ratio	1,07	0,91	1,06	0,96
Quick Ratio	1,07	0,91	1,06	0,96
Equity Ratio	0,24	0	0,16	0,09
Gross Profit Margin	76,74 %	76,78 %	69,56 %	67,71 %