KLP BOLIGKREDITT AS

7042 TRONDHEIM

Finances

Share Ownership

Return on Equity

0,15 %

Current Ratio

1,07

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	63 506 000	99 459 000	78 014 000	51 196 000
Net Income	1 378 000	27 005 000	16 127 000	3 288 000
Total Assets	14 087 471 000	14 313 665 000	11 475 691 000	7 930 456 000
Total Equity	920 096 000	771 925 000	746 290 000	511 318 000

Income (NOK)	2022	2021	2020	2019
Revenue	63 506 000	99 459 000	78 014 000	51 196 000
Expenditure	65 811 000	66 593 000	58 817 000	46 966 000
Operating Profit	−2 305 000	32 866 000	19 197 000	4 230 000
Financial Income	0	0	0	0
Financial Costs	40 000	1 000	2 000	16 000
Financial Balance	−40 000	−1 000	−2 000	−16 000
Earnings Before Tax	−2 345 000	32 865 000	19 195 000	4 215 000
Tax	3 723 000	−5 860 000	3 068 000	927 000
Net Income	1 378 000	27 005 000	16 127 000	3 288 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	16 723 000	4 687 000	3 239 000	3 992 000
Total Current Assets	14 070 748 000	14 308 978 000	11 472 452 000	7 926 464 000
Total Assets	14 087 471 000	14 313 665 000	11 475 691 000	7 930 456 000
Total Retained Equity	59 633 000	61 462 000	35 827 000	20 855 000
Total Equity	920 096 000	771 925 000	746 290 000	511 318 000
Total Long-Term Debt	4 259 000	8 010 000	2 122 000	0
Total Current Debt	13 158 547 000	13 528 031 000	10 727 279 000	7 419 137 000
Total Equity and Debt	14 087 471 000	14 313 666 000	0	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	63 506 000	99 459 000	78 014 000	51 196 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	65 811 000	66 593 000	58 817 000	46 966 000
Operating Profit	−2 305 000	32 866 000	19 197 000	4 230 000
Financial Income	0	0	0	0
Financial Costs	40 000	1 000	2 000	16 000
Financial Balance	−40 000	−1 000	−2 000	−16 000
Dividends	0	0	0	0
Net Income	1 378 000	27 005 000	16 127 000	3 288 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	2 101 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	16 723 000	4 687 000	3 239 000	1 891 000
Total Fixed Assets	16 723 000	4 687 000	3 239 000	3 992 000
Stock	0	0	0	0
Total Investments	1 424 079 000	1 704 134 000	518 860 000	460 344 000
Cash, Bank	0	0	0	0
Total Current Assets	14 070 748 000	14 308 978 000	11 472 452 000	7 926 464 000
Total Assets	14 087 471 000	14 313 665 000	11 475 691 000	7 930 456 000
Total Equity	920 096 000	771 925 000	746 290 000	511 318 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	4 259 000	8 010 000	2 122 000	0
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	12 638 660 000	12 439 152 000	10 623 906 000	7 031 980 000
Total Current Debt	13 158 547 000	13 528 031 000	10 727 279 000	7 419 137 000
Total Equity and Debt	14 087 471 000	14 313 666 000	0	0

Financial indicators	2022	2021	2020	2019
Return on Equity	0,15 %	3,5 %	2,16 %	0,64 %
Debt-to-Equity Ratio	0	0,01	0	0
Operating Profit Margin	−3,63 %	33,04 %	24,61 %	8,26 %
Current Ratio	1,07	1,06	1,07	1,07
Quick Ratio	1,07	1,06	1,07	1,07
Equity Ratio	0,07	0,05	0,07	0,06
Gross Profit Margin	100 %	100 %	100 %	100 %