FORSIKRING HELGELAND AS

8622 MO I RANA

Finances

Return on Equity

10,67 %

Current Ratio

6,43

Debt-to-Equity Ratio

2,31

Key figures (NOK)	2022	2021	2020	2019
Revenue	4 054 000	4 563 000	5 016 000	3 478 000
Net Income	118 000	−1 388 000	901 000	117 000
Total Assets	4 112 000	4 081 000	3 140 000	1 842 000
Total Equity	1 106 000	989 000	2 376 000	1 475 000

Income (NOK)	2022	2021	2020	2019
Revenue	4 054 000	4 563 000	5 016 000	3 478 000
Expenditure	3 910 000	6 430 000	3 859 000	3 377 000
Operating Profit	143 000	−1 867 000	1 157 000	101 000
Financial Income	43 000	14 000	9 000	16 000
Financial Costs	21 000	0	0	0
Financial Balance	22 000	14 000	9 000	16 000
Earnings Before Tax	165 000	−1 853 000	1 166 000	117 000
Tax	48 000	−466 000	264 000	0
Net Income	118 000	−1 388 000	901 000	117 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	1 182 000	1 191 000	29 000	54 000
Total Current Assets	2 930 000	2 890 000	3 112 000	1 789 000
Total Assets	4 112 000	4 081 000	3 140 000	1 842 000
Total Retained Equity	1 006 000	889 000	2 276 000	1 375 000
Total Equity	1 106 000	989 000	2 376 000	1 475 000
Total Long-Term Debt	2 550 000	2 393 000	0	0
Total Current Debt	456 000	699 000	764 000	367 000
Total Equity and Debt	4 112 000	4 081 000	3 140 000	1 842 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	4 054 000	4 563 000	5 016 000	3 478 000
Other Income	0	0	0	0
Revenue	4 054 000	4 563 000	5 016 000	3 478 000
Cost of Goods Sold	0	0	0	0
Salary Costs	2 858 000	5 440 000	2 723 000	2 643 000
Depreciation	29 000	33 000	23 000	18 000
Impairment	0	0	0	0
Expenditure	3 910 000	6 430 000	3 859 000	3 377 000
Operating Profit	143 000	−1 867 000	1 157 000	101 000
Financial Income	43 000	14 000	9 000	16 000
Financial Costs	21 000	0	0	0
Financial Balance	22 000	14 000	9 000	16 000
Dividends	0	0	0	0
Net Income	118 000	−1 388 000	901 000	117 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	642 000	602 000	17 000	33 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	38 000	66 000	11 000	19 000
Total Tangible Assets	38 000	66 000	11 000	19 000
Total Fiancial Fixed Assets	502 000	524 000	0	2 000
Total Fixed Assets	1 182 000	1 191 000	29 000	54 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	2 236 000	1 833 000	1 438 000	1 308 000
Total Current Assets	2 930 000	2 890 000	3 112 000	1 789 000
Total Assets	4 112 000	4 081 000	3 140 000	1 842 000
Total Equity	1 106 000	989 000	2 376 000	1 475 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	2 550 000	2 393 000	0	0
Creditors	19 000	38 000	63 000	26 000
Unpaid Taxes	123 000	270 000	197 000	120 000
Dividends	0	0	0	0
Other Current Debt	224 000	256 000	240 000	222 000
Total Current Debt	456 000	699 000	764 000	367 000
Total Equity and Debt	4 112 000	4 081 000	3 140 000	1 842 000

Financial indicators	2022	2021	2020	2019
Return on Equity	10,67 %	−140,34 %	37,92 %	7,93 %
Debt-to-Equity Ratio	2,31	2,42	0	0
Operating Profit Margin	3,53 %	−40,92 %	23,07 %	2,9 %
Current Ratio	6,43	4,13	4,07	4,87
Quick Ratio	6,43	4,13	4,07	4,87
Equity Ratio	0,27	0,24	0,76	0,8
Gross Profit Margin	100 %	100 %	100 %	100 %