KLIPPEN FORSIKRING AS

4313 SANDNES

Finances

Share Ownership

Return on Equity

−316,67 %

Current Ratio

0,95

Debt-to-Equity Ratio

14,25

Key figures (NOK)	2022	2021	2020	2019
Revenue	18 268 000	21 868 000	20 412 000	17 596 000
Net Income	−76 000	134 000	1 904 000	458 000
Total Assets	4 466 000	5 402 000	4 935 000	3 673 000
Total Equity	24 000	100 000	100 000	102 000

Income (NOK)	2022	2021	2020	2019
Revenue	18 268 000	21 868 000	20 412 000	17 596 000
Expenditure	18 344 000	21 609 000	17 777 000	17 127 000
Operating Profit	−76 000	259 000	2 635 000	469 000
Financial Income	73 000	5 000	11 000	20 000
Financial Costs	19 000	−15 000	6 000	4 000
Financial Balance	54 000	20 000	5 000	16 000
Earnings Before Tax	−22 000	279 000	2 640 000	486 000
Tax	54 000	145 000	736 000	28 000
Net Income	−76 000	134 000	1 904 000	458 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	573 000	1 884 000	864 000	1 172 000
Total Current Assets	3 893 000	3 518 000	4 070 000	2 501 000
Total Assets	4 466 000	5 402 000	4 935 000	3 673 000
Total Retained Equity	−76 000	0	0	2 000
Total Equity	24 000	100 000	100 000	102 000
Total Long-Term Debt	342 000	1 311 000	0	0
Total Current Debt	4 099 000	3 991 000	4 835 000	3 571 000
Total Equity and Debt	4 466 000	5 402 000	4 935 000	3 673 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	18 268 000	21 868 000	20 412 000	17 596 000
Revenue	18 268 000	21 868 000	20 412 000	17 596 000
Cost of Goods Sold	0	0	0	0
Salary Costs	14 576 000	17 263 000	14 846 000	14 071 000
Depreciation	220 000	224 000	22 000	22 000
Impairment	0	0	0	0
Expenditure	18 344 000	21 609 000	17 777 000	17 127 000
Operating Profit	−76 000	259 000	2 635 000	469 000
Financial Income	73 000	5 000	11 000	20 000
Financial Costs	19 000	−15 000	6 000	4 000
Financial Balance	54 000	20 000	5 000	16 000
Dividends	0	134 000	1 906 000	480 000
Net Income	−76 000	134 000	1 904 000	458 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	287 000	573 000	860 000	1 146 000
Total Intangible Assets	287 000	573 000	864 000	1 150 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	263 000	1 235 000	0	22 000
Total Tangible Assets	263 000	1 235 000	0	22 000
Total Fiancial Fixed Assets	23 000	76 000	0	0
Total Fixed Assets	573 000	1 884 000	864 000	1 172 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	1 226 000	1 175 000	2 217 000	1 326 000
Total Current Assets	3 893 000	3 518 000	4 070 000	2 501 000
Total Assets	4 466 000	5 402 000	4 935 000	3 673 000
Total Equity	24 000	100 000	100 000	102 000
Short-Term Group Debt	680 000	−1 000	−478 000	−121 000
Total Long-Term Debt	342 000	1 311 000	0	0
Creditors	280 000	396 000	266 000	280 000
Unpaid Taxes	1 185 000	1 130 000	1 040 000	981 000
Dividends	0	134 000	1 906 000	480 000
Other Current Debt	1 916 000	2 205 000	2 259 000	1 923 000
Total Current Debt	4 099 000	3 991 000	4 835 000	3 571 000
Total Equity and Debt	4 466 000	5 402 000	4 935 000	3 673 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−316,67 %	134 %	1 904 %	449,02 %
Debt-to-Equity Ratio	14,25	13,11	0	0
Operating Profit Margin	−0,42 %	1,18 %	12,91 %	2,67 %
Current Ratio	0,95	0,88	0,84	0,7
Quick Ratio	0,95	0,88	0,84	0,7
Equity Ratio	0,01	0,02	0,02	0,03
Gross Profit Margin	100 %	100 %	100 %	100 %