DNB LIVSFORSIKRING AS

5058 BERGEN

Finances

Return on Equity

4,62 %

Current Ratio

7,07

Debt-to-Equity Ratio

13,42

Key figures (NOK)	2022	2021	2020	2019
Revenue	21 225 337 000	70 517 512 000	27 608 580 000	44 646 176 000
Net Income	1 170 495 000	919 928 000	2 481 630 000	1 180 816 000
Total Assets	366 223 611 000	375 204 739 000	354 547 291 000	339 655 582 000
Total Equity	25 339 962 000	25 007 467 000	24 087 539 000	22 855 910 000

Income (NOK)	2022	2021	2020	2019
Revenue	21 225 337 000	70 517 512 000	27 608 580 000	44 646 176 000
Expenditure	0	0	0	0
Operating Profit	940 355 000	1 013 240 000	1 034 114 000	1 218 861 000
Financial Income	918 989 000	842 122 000	1 906 021 000	1 655 414 000
Financial Costs	711 346 000	316 760 000	138 968 000	1 017 475 000
Financial Balance	207 643 000	525 362 000	1 767 053 000	637 939 000
Earnings Before Tax	1 147 998 000	1 538 602 000	2 801 167 000	1 856 800 000
Tax	−25 311 000	618 849 000	319 848 000	679 963 000
Net Income	1 170 495 000	919 928 000	2 481 630 000	1 180 816 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	347 785 542 000	350 474 014 000	329 598 796 000	313 317 856 000
Total Current Assets	13 481 999 000	18 683 748 000	23 637 660 000	25 086 282 000
Total Assets	366 223 611 000	375 204 739 000	354 547 291 000	339 655 582 000
Total Retained Equity	17 682 909 000	17 350 414 000	16 430 486 000	15 089 986 000
Total Equity	25 339 962 000	25 007 467 000	24 087 539 000	22 855 910 000
Total Long-Term Debt	339 978 024 000	347 998 472 000	326 270 892 000	314 694 930 000
Total Current Debt	1 906 745 000	2 198 800 000	4 107 690 000	1 975 355 000
Total Equity and Debt	366 223 611 000	375 204 739 000	354 547 291 000	339 655 582 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	31 542 097 000	46 874 941 000	17 125 057 000	17 912 673 000
Other Income	−10 316 760 000	23 642 571 000	10 483 523 000	26 733 503 000
Revenue	21 225 337 000	70 517 512 000	27 608 580 000	44 646 176 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	0	0	0	0
Operating Profit	940 355 000	1 013 240 000	1 034 114 000	1 218 861 000
Financial Income	918 989 000	842 122 000	1 906 021 000	1 655 414 000
Financial Costs	711 346 000	316 760 000	138 968 000	1 017 475 000
Financial Balance	207 643 000	525 362 000	1 767 053 000	637 939 000
Dividends	0	0	0	0
Net Income	1 170 495 000	919 928 000	2 481 630 000	1 180 816 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	721 000	4 905 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	12 059 000	16 302 000	8 155 000	4 959 000
Total Tangible Assets	12 059 000	16 302 000	8 155 000	4 959 000
Total Fiancial Fixed Assets	347 773 483 000	350 457 712 000	329 589 920 000	313 307 992 000
Total Fixed Assets	347 785 542 000	350 474 014 000	329 598 796 000	313 317 856 000
Stock	0	0	0	0
Total Investments	13 890 286 000	18 984 416 000	23 776 854 000	25 151 860 000
Cash, Bank	0	0	0	0
Total Current Assets	13 481 999 000	18 683 748 000	23 637 660 000	25 086 282 000
Total Assets	366 223 611 000	375 204 739 000	354 547 291 000	339 655 582 000
Total Equity	25 339 962 000	25 007 467 000	24 087 539 000	22 855 910 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	339 978 024 000	347 998 472 000	326 270 892 000	314 694 930 000
Creditors	157 006 000	150 428 000	162 669 000	242 401 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	3 594 049 000	2 582 227 000	4 489 602 000	2 195 708 000
Total Current Debt	1 906 745 000	2 198 800 000	4 107 690 000	1 975 355 000
Total Equity and Debt	366 223 611 000	375 204 739 000	354 547 291 000	339 655 582 000

Financial indicators	2022	2021	2020	2019
Return on Equity	4,62 %	3,68 %	10,3 %	5,17 %
Debt-to-Equity Ratio	13,42	13,92	13,55	13,77
Operating Profit Margin	4,43 %	1,44 %	3,75 %	2,73 %
Current Ratio	7,07	8,5	5,75	12,7
Quick Ratio	7,07	8,5	5,75	12,7
Equity Ratio	0,07	0,07	0,07	0,07
Gross Profit Margin	100 %	100 %	100 %	100 %