SR-BOLIGKREDITT AS

4007 STAVANGER

Finances

Share Ownership

Return on Equity

10,47 %

Current Ratio

1,12

Debt-to-Equity Ratio

0,02

Key figures (NOK)	2022	2021	2020	2019
Revenue	904 858 000	840 565 000	841 648 000	584 402 000
Net Income	702 063 000	654 220 000	632 690 000	454 505 000
Total Assets	117 586 291 000	94 961 535 000	95 201 956 000	77 930 579 000
Total Equity	6 705 722 000	6 663 659 000	6 639 439 000	6 456 749 000

Income (NOK)	2022	2021	2020	2019
Revenue	904 858 000	840 565 000	841 648 000	584 402 000
Expenditure	3 841 000	3 275 000	3 376 000	3 316 000
Operating Profit	901 017 000	837 290 000	838 272 000	581 086 000
Financial Income	0	0	0	0
Financial Costs	903 000	−1 454 000	27 095 000	−1 612 000
Financial Balance	−903 000	1 454 000	−27 095 000	1 612 000
Earnings Before Tax	900 114 000	838 744 000	811 177 000	582 699 000
Tax	−198 051 000	−184 524 000	−178 488 000	128 194 000
Net Income	702 063 000	654 220 000	632 690 000	454 505 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	4 452 830 000	2 325 427 000	6 299 628 000	2 920 178 000
Total Current Assets	113 133 461 000	92 636 108 000	88 902 328 000	75 010 401 000
Total Assets	117 586 291 000	94 961 535 000	95 201 956 000	77 930 579 000
Total Retained Equity	705 572 000	663 509 000	639 289 000	456 599 000
Total Equity	6 705 722 000	6 663 659 000	6 639 439 000	6 456 749 000
Total Long-Term Debt	164 560 000	210 657 000	143 398 000	0
Total Current Debt	101 195 695 000	86 408 110 000	88 112 088 000	71 473 830 000
Total Equity and Debt	117 586 291 000	94 961 535 000	95 201 956 000	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	904 858 000	840 565 000	841 648 000	584 402 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	3 841 000	3 275 000	3 376 000	3 316 000
Operating Profit	901 017 000	837 290 000	838 272 000	581 086 000
Financial Income	0	0	0	0
Financial Costs	903 000	−1 454 000	27 095 000	−1 612 000
Financial Balance	−903 000	1 454 000	−27 095 000	1 612 000
Dividends	0	0	0	0
Net Income	702 063 000	654 220 000	632 690 000	454 505 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	42 447 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	4 452 830 000	2 325 427 000	6 299 628 000	2 877 731 000
Total Fixed Assets	4 452 830 000	2 325 427 000	6 299 628 000	2 920 178 000
Stock	0	0	0	0
Total Investments	2 462 009 000	2 290 807 000	3 293 628 000	1 774 760 000
Cash, Bank	0	0	0	0
Total Current Assets	113 133 461 000	92 636 108 000	88 902 328 000	75 010 401 000
Total Assets	117 586 291 000	94 961 535 000	95 201 956 000	77 930 579 000
Total Equity	6 705 722 000	6 663 659 000	6 639 439 000	6 456 749 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	164 560 000	210 657 000	143 398 000	0
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	96 876 471 000	80 201 705 000	75 689 860 000	62 814 766 000
Total Current Debt	101 195 695 000	86 408 110 000	88 112 088 000	71 473 830 000
Total Equity and Debt	117 586 291 000	94 961 535 000	95 201 956 000	0

Financial indicators	2022	2021	2020	2019
Return on Equity	10,47 %	9,82 %	9,53 %	7,04 %
Debt-to-Equity Ratio	0,02	0,03	0,02	0
Operating Profit Margin	99,58 %	99,61 %	99,6 %	99,43 %
Current Ratio	1,12	1,07	1,01	1,05
Quick Ratio	1,12	1,07	1,01	1,05
Equity Ratio	0,06	0,07	0,07	0,08
Gross Profit Margin	100 %	100 %	100 %	100 %