VERTU FORSIKRINGSMEGLING AS

0250 OSLO

Finances

Return on Equity

96,31 %

Current Ratio

1,01

Debt-to-Equity Ratio

2,91

Key figures (NOK)	2022	2021	2020	2019
Revenue	9 467 000	8 563 000	7 814 000	7 068 000
Net Income	705 000	−703 000	−195 000	−1 079 000
Total Assets	4 666 000	4 716 000	1 388 000	1 494 000
Total Equity	732 000	27 000	230 000	175 000

Income (NOK)	2022	2021	2020	2019
Revenue	9 467 000	8 563 000	7 814 000	7 068 000
Expenditure	9 257 000	9 265 000	8 010 000	8 148 000
Operating Profit	210 000	−702 000	−195 000	−1 080 000
Financial Income	776 000	0	0	0
Financial Costs	281 000	1 000	0	0
Financial Balance	495 000	−1 000	0	0
Earnings Before Tax	705 000	−703 000	−195 000	−1 079 000
Tax	0	0	0	0
Net Income	705 000	−703 000	−195 000	−1 079 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	2 833 000	3 183 000	262 000	447 000
Total Current Assets	1 833 000	1 534 000	1 126 000	1 048 000
Total Assets	4 666 000	4 716 000	1 388 000	1 494 000
Total Retained Equity	−168 000	−873 000	−3 197 000	−3 002 000
Total Equity	732 000	27 000	230 000	175 000
Total Long-Term Debt	2 127 000	3 328 000	76 000	0
Total Current Debt	1 808 000	1 361 000	1 082 000	1 320 000
Total Equity and Debt	4 666 000	4 716 000	1 388 000	1 494 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	9 467 000	8 563 000	7 814 000	7 068 000
Other Income	0	0	0	0
Revenue	9 467 000	8 563 000	7 814 000	7 068 000
Cost of Goods Sold	0	0	0	0
Salary Costs	7 239 000	6 744 000	5 146 000	6 436 000
Depreciation	121 000	113 000	185 000	363 000
Impairment	0	0	0	0
Expenditure	9 257 000	9 265 000	8 010 000	8 148 000
Operating Profit	210 000	−702 000	−195 000	−1 080 000
Financial Income	776 000	0	0	0
Financial Costs	281 000	1 000	0	0
Financial Balance	495 000	−1 000	0	0
Dividends	0	0	0	0
Net Income	705 000	−703 000	−195 000	−1 079 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	89 000
Total Intangible Assets	0	0	0	89 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	160 000	281 000	262 000	358 000
Total Tangible Assets	160 000	281 000	262 000	358 000
Total Fiancial Fixed Assets	2 673 000	2 902 000	0	0
Total Fixed Assets	2 833 000	3 183 000	262 000	447 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	545 000	428 000	428 000	434 000
Total Current Assets	1 833 000	1 534 000	1 126 000	1 048 000
Total Assets	4 666 000	4 716 000	1 388 000	1 494 000
Total Equity	732 000	27 000	230 000	175 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	2 127 000	3 328 000	76 000	0
Creditors	370 000	7 000	37 000	58 000
Unpaid Taxes	575 000	517 000	406 000	538 000
Dividends	0	0	0	0
Other Current Debt	863 000	837 000	639 000	724 000
Total Current Debt	1 808 000	1 361 000	1 082 000	1 320 000
Total Equity and Debt	4 666 000	4 716 000	1 388 000	1 494 000

Financial indicators	2022	2021	2020	2019
Return on Equity	96,31 %	−2 603,7 %	−84,78 %	−616,57 %
Debt-to-Equity Ratio	2,91	123,26	0,33	0
Operating Profit Margin	2,22 %	−8,2 %	−2,5 %	−15,28 %
Current Ratio	1,01	1,13	1,04	0,79
Quick Ratio	1,01	1,13	1,04	0,79
Equity Ratio	0,16	0,01	0,17	0,12
Gross Profit Margin	100 %	100 %	100 %	100 %