S INSURANCE AS

5230 PARADIS

Finances

Share Ownership

Return on Equity

2,22 %

Current Ratio

2,8

Debt-to-Equity Ratio

0,97

Key figures (NOK)	2022	2021	2020	2019
Revenue	18 859 000	17 388 000	8 083 000	4 803 000
Net Income	226 000	9 516 000	1 136 000	−1 375 000
Total Assets	31 227 000	21 202 000	8 670 000	6 090 000
Total Equity	10 172 000	11 234 000	3 718 000	3 325 000

Income (NOK)	2022	2021	2020	2019
Revenue	18 859 000	17 388 000	8 083 000	4 803 000
Expenditure	17 437 000	7 443 000	7 093 000	6 419 000
Operating Profit	1 422 000	9 945 000	990 000	−1 616 000
Financial Income	11 591 000	3 076 000	442 000	561 000
Financial Costs	12 715 000	333 000	204 000	320 000
Financial Balance	−1 124 000	2 743 000	238 000	241 000
Earnings Before Tax	298 000	12 688 000	1 229 000	−1 375 000
Tax	72 000	3 172 000	93 000	0
Net Income	226 000	9 516 000	1 136 000	−1 375 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	40 000	0	0	0
Total Current Assets	31 187 000	21 202 000	8 670 000	6 090 000
Total Assets	31 227 000	21 202 000	8 670 000	6 090 000
Total Retained Equity	7 581 000	8 643 000	1 127 000	735 000
Total Equity	10 172 000	11 234 000	3 718 000	3 325 000
Total Long-Term Debt	9 917 000	0	0	0
Total Current Debt	11 139 000	9 968 000	4 952 000	2 765 000
Total Equity and Debt	31 227 000	21 202 000	8 670 000	6 090 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	18 859 000	17 388 000	8 083 000	4 803 000
Other Income	0	0	0	0
Revenue	18 859 000	17 388 000	8 083 000	4 803 000
Cost of Goods Sold	4 664 000	6 600 000	6 600 000	5 751 000
Salary Costs	10 863 000	356 000	0	0
Depreciation	2 000	0	0	0
Impairment	0	0	0	0
Expenditure	17 437 000	7 443 000	7 093 000	6 419 000
Operating Profit	1 422 000	9 945 000	990 000	−1 616 000
Financial Income	11 591 000	3 076 000	442 000	561 000
Financial Costs	12 715 000	333 000	204 000	320 000
Financial Balance	−1 124 000	2 743 000	238 000	241 000
Dividends	0	0	744 000	0
Net Income	226 000	9 516 000	1 136 000	−1 375 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	40 000	0	0	0
Total Tangible Assets	40 000	0	0	0
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	40 000	0	0	0
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	4 818 000	3 227 000	1 205 000	973 000
Total Current Assets	31 187 000	21 202 000	8 670 000	6 090 000
Total Assets	31 227 000	21 202 000	8 670 000	6 090 000
Total Equity	10 172 000	11 234 000	3 718 000	3 325 000
Short-Term Group Debt	3 351 000	2 000 000	0	0
Total Long-Term Debt	9 917 000	0	0	0
Creditors	2 350 000	3 834 000	3 905 000	2 554 000
Unpaid Taxes	945 000	150 000	0	0
Dividends	0	0	744 000	0
Other Current Debt	4 484 000	813 000	211 000	211 000
Total Current Debt	11 139 000	9 968 000	4 952 000	2 765 000
Total Equity and Debt	31 227 000	21 202 000	8 670 000	6 090 000

Financial indicators	2022	2021	2020	2019
Return on Equity	2,22 %	84,71 %	30,55 %	−41,35 %
Debt-to-Equity Ratio	0,97	0	0	0
Operating Profit Margin	7,54 %	57,19 %	12,25 %	−33,65 %
Current Ratio	2,8	2,13	1,75	2,2
Quick Ratio	2,8	2,13	1,75	2,2
Equity Ratio	0,33	0,53	0,43	0,55
Gross Profit Margin	75,27 %	62,04 %	18,35 %	−19,74 %