SPAREBANKSTIFTELSEN HEDMARK

2317 HAMAR

Finances

Return on Equity

0,3 %

Current Ratio

11,32

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	0	200 000	0	5 000
Net Income	16 760 000	349 557 000	226 604 000	212 062 000
Total Assets	5 792 861 000	5 699 824 000	5 331 832 000	5 026 733 000
Total Equity	5 553 516 000	5 536 756 000	5 187 200 000	4 960 596 000

Income (NOK)	2022	2021	2020	2019
Revenue	0	200 000	0	5 000
Expenditure	165 094 000	73 424 000	130 594 000	68 943 000
Operating Profit	−165 094 000	−73 224 000	−130 594 000	−68 938 000
Financial Income	386 048 000	429 884 000	362 858 000	290 050 000
Financial Costs	204 194 000	7 104 000	5 659 000	9 050 000
Financial Balance	181 854 000	422 780 000	357 199 000	281 000 000
Earnings Before Tax	16 760 000	349 557 000	226 604 000	212 062 000
Tax	0	0	0	0
Net Income	16 760 000	349 557 000	226 604 000	212 062 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	3 083 294 000	3 083 306 000	3 083 342 000	3 083 392 000
Total Current Assets	2 709 566 000	2 616 518 000	2 248 490 000	1 943 341 000
Total Assets	5 792 861 000	5 699 824 000	5 331 832 000	5 026 733 000
Total Retained Equity	1 565 616 000	1 548 856 000	1 199 300 000	972 696 000
Total Equity	5 553 516 000	5 536 756 000	5 187 200 000	4 960 596 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	239 344 000	163 067 000	144 632 000	66 137 000
Total Equity and Debt	5 792 861 000	5 699 824 000	5 331 832 000	5 026 733 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	5 000
Other Income	0	200 000	0	0
Revenue	0	200 000	0	5 000
Cost of Goods Sold	0	0	1 000	11 000
Salary Costs	6 689 000	5 706 000	6 155 000	5 619 000
Depreciation	48 000	36 000	50 000	50 000
Impairment	153 074 000	63 082 000	0	0
Expenditure	165 094 000	73 424 000	130 594 000	68 943 000
Operating Profit	−165 094 000	−73 224 000	−130 594 000	−68 938 000
Financial Income	386 048 000	429 884 000	362 858 000	290 050 000
Financial Costs	204 194 000	7 104 000	5 659 000	9 050 000
Financial Balance	181 854 000	422 780 000	357 199 000	281 000 000
Dividends	0	0	0	0
Net Income	16 760 000	349 557 000	226 604 000	212 062 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	50 000	61 000	97 000	147 000
Total Tangible Assets	50 000	61 000	97 000	147 000
Total Fiancial Fixed Assets	3 083 245 000	3 083 245 000	3 083 245 000	3 083 245 000
Total Fixed Assets	3 083 294 000	3 083 306 000	3 083 342 000	3 083 392 000
Stock	0	0	0	0
Total Investments	2 499 363 000	2 388 997 000	1 854 607 000	1 328 082 000
Cash, Bank	206 850 000	226 682 000	389 920 000	610 545 000
Total Current Assets	2 709 566 000	2 616 518 000	2 248 490 000	1 943 341 000
Total Assets	5 792 861 000	5 699 824 000	5 331 832 000	5 026 733 000
Total Equity	5 553 516 000	5 536 756 000	5 187 200 000	4 960 596 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	382 000	503 000	105 000	1 254 000
Unpaid Taxes	546 000	610 000	521 000	496 000
Dividends	0	0	0	0
Other Current Debt	568 000	161 954 000	144 006 000	64 387 000
Total Current Debt	239 344 000	163 067 000	144 632 000	66 137 000
Total Equity and Debt	5 792 861 000	5 699 824 000	5 331 832 000	5 026 733 000

Financial indicators	2022	2021	2020	2019
Return on Equity	0,3 %	6,31 %	4,37 %	4,27 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	-	−36 612 %	-	−1 378 760 %
Current Ratio	11,32	16,05	15,55	29,38
Quick Ratio	11,32	16,05	15,55	29,38
Equity Ratio	0,96	0,97	0,97	0,99
Gross Profit Margin	-	100 %	-	−120 %