CURO NORD AS

9010 TROMSØ

Finances

Share Ownership

Return on Equity

54,72 %

Current Ratio

1,57

Debt-to-Equity Ratio

0,87

Key figures (NOK)	2022	2021	2020	2019
Revenue	16 062 000	11 944 000	6 455 000	5 900 000
Net Income	1 002 000	−710 000	430 000	982 000
Total Assets	5 977 000	3 283 000	2 659 000	2 504 000
Total Equity	1 831 000	829 000	1 539 000	1 109 000

Income (NOK)	2022	2021	2020	2019
Revenue	16 062 000	11 944 000	6 455 000	5 900 000
Expenditure	14 938 000	12 632 000	5 895 000	4 582 000
Operating Profit	1 124 000	−688 000	559 000	1 318 000
Financial Income	0	0	0	0
Financial Costs	28 000	31 000	7 000	36 000
Financial Balance	−28 000	−31 000	−7 000	−36 000
Earnings Before Tax	1 096 000	−719 000	552 000	1 282 000
Tax	94 000	−10 000	121 000	300 000
Net Income	1 002 000	−710 000	430 000	982 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	1 976 000	1 184 000	338 000	151 000
Total Current Assets	4 001 000	2 099 000	2 321 000	2 353 000
Total Assets	5 977 000	3 283 000	2 659 000	2 504 000
Total Retained Equity	1 429 000	427 000	1 137 000	707 000
Total Equity	1 831 000	829 000	1 539 000	1 109 000
Total Long-Term Debt	1 593 000	833 000	10 000	6 000
Total Current Debt	2 553 000	1 621 000	1 110 000	1 390 000
Total Equity and Debt	5 977 000	3 283 000	2 659 000	2 504 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	15 459 000	11 938 000	6 185 000	5 161 000
Other Income	603 000	6 000	270 000	739 000
Revenue	16 062 000	11 944 000	6 455 000	5 900 000
Cost of Goods Sold	3 688 000	3 774 000	620 000	416 000
Salary Costs	6 871 000	4 499 000	2 576 000	2 122 000
Depreciation	310 000	283 000	37 000	20 000
Impairment	0	0	0	0
Expenditure	14 938 000	12 632 000	5 895 000	4 582 000
Operating Profit	1 124 000	−688 000	559 000	1 318 000
Financial Income	0	0	0	0
Financial Costs	28 000	31 000	7 000	36 000
Financial Balance	−28 000	−31 000	−7 000	−36 000
Dividends	0	0	0	0
Net Income	1 002 000	−710 000	430 000	982 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	1 918 000	1 082 000	248 000	151 000
Total Tangible Assets	1 918 000	1 082 000	248 000	151 000
Total Fiancial Fixed Assets	58 000	102 000	89 000	0
Total Fixed Assets	1 976 000	1 184 000	338 000	151 000
Stock	5 000	0	0	0
Total Investments	0	0	0	0
Cash, Bank	1 930 000	549 000	570 000	677 000
Total Current Assets	4 001 000	2 099 000	2 321 000	2 353 000
Total Assets	5 977 000	3 283 000	2 659 000	2 504 000
Total Equity	1 831 000	829 000	1 539 000	1 109 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	1 593 000	833 000	10 000	6 000
Creditors	908 000	488 000	240 000	294 000
Unpaid Taxes	1 008 000	758 000	405 000	648 000
Dividends	0	0	0	0
Other Current Debt	599 000	375 000	347 000	285 000
Total Current Debt	2 553 000	1 621 000	1 110 000	1 390 000
Total Equity and Debt	5 977 000	3 283 000	2 659 000	2 504 000

Financial indicators	2022	2021	2020	2019
Return on Equity	54,72 %	−85,65 %	27,94 %	88,55 %
Debt-to-Equity Ratio	0,87	1	0,01	0,01
Operating Profit Margin	7 %	−5,76 %	8,66 %	22,34 %
Current Ratio	1,57	1,29	2,09	1,69
Quick Ratio	1,57	1,29	2,09	1,69
Equity Ratio	0,31	0,25	0,58	0,44
Gross Profit Margin	77,04 %	68,4 %	90,4 %	92,95 %