GABLER PENSJONSTJENESTER AS

5058 BERGEN

Finances

Share Ownership

Return on Equity

35,12 %

Current Ratio

1,01

Debt-to-Equity Ratio

0,88

Key figures (NOK)	2022	2021	2020	2019
Revenue	115 010 000	102 699 000	105 536 000	119 796 000
Net Income	4 516 000	5 988 000	252 000	6 350 000
Total Assets	47 760 000	45 201 000	41 781 000	71 690 000
Total Equity	12 860 000	10 485 000	9 121 000	9 357 000

Income (NOK)	2022	2021	2020	2019
Revenue	115 010 000	102 699 000	105 536 000	119 796 000
Expenditure	109 610 000	94 894 000	105 428 000	111 874 000
Operating Profit	5 400 000	7 804 000	108 000	7 922 000
Financial Income	549 000	21 000	332 000	510 000
Financial Costs	134 000	138 000	105 000	253 000
Financial Balance	415 000	−117 000	227 000	257 000
Earnings Before Tax	5 814 000	7 687 000	336 000	8 179 000
Tax	1 299 000	1 698 000	84 000	1 829 000
Net Income	4 516 000	5 988 000	252 000	6 350 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	23 941 000	17 058 000	14 752 000	13 489 000
Total Current Assets	23 819 000	28 143 000	27 029 000	58 201 000
Total Assets	47 760 000	45 201 000	41 781 000	71 690 000
Total Retained Equity	11 283 000	8 909 000	7 545 000	7 707 000
Total Equity	12 860 000	10 485 000	9 121 000	9 357 000
Total Long-Term Debt	11 370 000	11 270 000	9 713 000	8 314 000
Total Current Debt	23 530 000	23 446 000	22 947 000	54 019 000
Total Equity and Debt	47 760 000	45 201 000	41 781 000	71 690 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	115 010 000	102 699 000	105 536 000	117 296 000
Other Income	0	0	0	2 500 000
Revenue	115 010 000	102 699 000	105 536 000	119 796 000
Cost of Goods Sold	0	0	0	0
Salary Costs	67 986 000	59 488 000	64 806 000	70 031 000
Depreciation	4 018 000	4 504 000	4 454 000	1 984 000
Impairment	0	0	0	256 000
Expenditure	109 610 000	94 894 000	105 428 000	111 874 000
Operating Profit	5 400 000	7 804 000	108 000	7 922 000
Financial Income	549 000	21 000	332 000	510 000
Financial Costs	134 000	138 000	105 000	253 000
Financial Balance	415 000	−117 000	227 000	257 000
Dividends	0	0	0	0
Net Income	4 516 000	5 988 000	252 000	6 350 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	23 097 000	14 887 000	12 446 000	10 711 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	844 000	844 000	950 000	1 421 000
Total Tangible Assets	844 000	844 000	950 000	1 421 000
Total Fiancial Fixed Assets	0	1 326 000	1 356 000	1 356 000
Total Fixed Assets	23 941 000	17 058 000	14 752 000	13 489 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	15 401 000	14 986 000	13 722 000	32 343 000
Total Current Assets	23 819 000	28 143 000	27 029 000	58 201 000
Total Assets	47 760 000	45 201 000	41 781 000	71 690 000
Total Equity	12 860 000	10 485 000	9 121 000	9 357 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	11 370 000	11 270 000	9 713 000	8 314 000
Creditors	3 198 000	1 978 000	2 557 000	4 814 000
Unpaid Taxes	5 635 000	4 666 000	4 357 000	9 683 000
Dividends	0	0	0	0
Other Current Debt	14 407 000	16 221 000	15 885 000	39 252 000
Total Current Debt	23 530 000	23 446 000	22 947 000	54 019 000
Total Equity and Debt	47 760 000	45 201 000	41 781 000	71 690 000

Financial indicators	2022	2021	2020	2019
Return on Equity	35,12 %	57,11 %	2,76 %	67,86 %
Debt-to-Equity Ratio	0,88	1,07	1,06	0,89
Operating Profit Margin	4,7 %	7,6 %	0,1 %	6,61 %
Current Ratio	1,01	1,2	1,18	1,08
Quick Ratio	1,01	1,2	1,18	1,08
Equity Ratio	0,27	0,23	0,22	0,13
Gross Profit Margin	100 %	100 %	100 %	100 %