FORSIKRINGSGÅRDEN AS

7856 JØA

Finances

Share Ownership

Return on Equity

−48,54 %

Current Ratio

0,5

Debt-to-Equity Ratio

44,03

Key figures (NOK)	2022	2021	2020	2019
Revenue	4 204 000	3 847 000	3 753 000	5 952 000
Net Income	−782 000	136 000	285 000	704 000
Total Assets	81 055 000	47 758 000	30 973 000	30 266 000
Total Equity	1 611 000	2 393 000	2 257 000	1 972 000

Income (NOK)	2022	2021	2020	2019
Revenue	4 204 000	3 847 000	3 753 000	5 952 000
Expenditure	3 825 000	3 156 000	2 533 000	3 963 000
Operating Profit	379 000	691 000	1 219 000	1 989 000
Financial Income	187 000	33 000	7 000	14 000
Financial Costs	1 568 000	550 000	860 000	1 101 000
Financial Balance	−1 381 000	−517 000	−853 000	−1 087 000
Earnings Before Tax	−1 003 000	175 000	366 000	902 000
Tax	−221 000	38 000	81 000	199 000
Net Income	−782 000	136 000	285 000	704 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	76 776 000	32 713 000	28 373 000	29 574 000
Total Current Assets	4 279 000	15 045 000	2 600 000	692 000
Total Assets	81 055 000	47 758 000	30 973 000	30 266 000
Total Retained Equity	1 117 000	1 899 000	1 763 000	1 477 000
Total Equity	1 611 000	2 393 000	2 257 000	1 972 000
Total Long-Term Debt	70 935 000	41 503 000	27 003 000	27 701 000
Total Current Debt	8 509 000	3 861 000	1 713 000	594 000
Total Equity and Debt	81 055 000	47 758 000	30 973 000	30 266 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	4 204 000	3 847 000	3 753 000	5 952 000
Revenue	4 204 000	3 847 000	3 753 000	5 952 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	2 560 000	2 242 000	2 242 000	2 242 000
Impairment	0	0	0	0
Expenditure	3 825 000	3 156 000	2 533 000	3 963 000
Operating Profit	379 000	691 000	1 219 000	1 989 000
Financial Income	187 000	33 000	7 000	14 000
Financial Costs	1 568 000	550 000	860 000	1 101 000
Financial Balance	−1 381 000	−517 000	−853 000	−1 087 000
Dividends	0	0	0	0
Net Income	−782 000	136 000	285 000	704 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	912 000	691 000	481 000	295 000
Real Eastate	75 819 000	32 022 000	27 892 000	29 280 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	45 000	0	0	0
Total Tangible Assets	75 864 000	32 022 000	27 892 000	29 280 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	76 776 000	32 713 000	28 373 000	29 574 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	1 623 000	14 053 000	2 397 000	589 000
Total Current Assets	4 279 000	15 045 000	2 600 000	692 000
Total Assets	81 055 000	47 758 000	30 973 000	30 266 000
Total Equity	1 611 000	2 393 000	2 257 000	1 972 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	70 935 000	41 503 000	27 003 000	27 701 000
Creditors	7 460 000	2 642 000	551 000	183 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	1 049 000	971 000	895 000	51 000
Total Current Debt	8 509 000	3 861 000	1 713 000	594 000
Total Equity and Debt	81 055 000	47 758 000	30 973 000	30 266 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−48,54 %	5,68 %	12,63 %	35,7 %
Debt-to-Equity Ratio	44,03	17,34	11,96	14,05
Operating Profit Margin	9,02 %	17,96 %	32,48 %	33,42 %
Current Ratio	0,5	3,9	1,52	1,16
Quick Ratio	0,5	3,9	1,52	1,16
Equity Ratio	0,02	0,05	0,07	0,07
Gross Profit Margin	100 %	100 %	100 %	100 %