SYVERSTAD INSURANCE SERVICES AS

2068 JESSHEIM

Finances

Share Ownership

Return on Equity

870,37 %

Current Ratio

1,08

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	1 095 000	1 056 000	1 056 000	992 000
Net Income	705 000	715 000	723 000	643 000
Total Assets	1 053 000	1 028 000	1 023 000	923 000
Total Equity	81 000	77 000	62 000	39 000

Income (NOK)	2022	2021	2020	2019
Revenue	1 095 000	1 056 000	1 056 000	992 000
Expenditure	187 000	134 000	125 000	164 000
Operating Profit	908 000	922 000	931 000	828 000
Financial Income	5 000	1 000	2 000	4 000
Financial Costs	0	0	0	0
Financial Balance	5 000	1 000	2 000	4 000
Earnings Before Tax	913 000	924 000	933 000	832 000
Tax	208 000	209 000	209 000	189 000
Net Income	705 000	715 000	723 000	643 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	0	0	0	0
Total Current Assets	1 053 000	1 028 000	1 023 000	923 000
Total Assets	1 053 000	1 028 000	1 023 000	923 000
Total Retained Equity	51 000	47 000	32 000	9 000
Total Equity	81 000	77 000	62 000	39 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	972 000	952 000	961 000	885 000
Total Equity and Debt	1 053 000	1 028 000	1 023 000	923 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	1 095 000	1 056 000	1 056 000	992 000
Other Income	0	0	0	0
Revenue	1 095 000	1 056 000	1 056 000	992 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	187 000	134 000	125 000	164 000
Operating Profit	908 000	922 000	931 000	828 000
Financial Income	5 000	1 000	2 000	4 000
Financial Costs	0	0	0	0
Financial Balance	5 000	1 000	2 000	4 000
Dividends	700 000	700 000	700 000	640 000
Net Income	705 000	715 000	723 000	643 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	0	0	0	0
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	1 053 000	1 026 000	1 016 000	917 000
Total Current Assets	1 053 000	1 028 000	1 023 000	923 000
Total Assets	1 053 000	1 028 000	1 023 000	923 000
Total Equity	81 000	77 000	62 000	39 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	20 000	3 000	12 000	16 000
Unpaid Taxes	43 000	40 000	40 000	38 000
Dividends	700 000	700 000	700 000	640 000
Other Current Debt	1 000	0	0	1 000
Total Current Debt	972 000	952 000	961 000	885 000
Total Equity and Debt	1 053 000	1 028 000	1 023 000	923 000

Financial indicators	2022	2021	2020	2019
Return on Equity	870,37 %	928,57 %	1 166,13 %	1 648,72 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	82,92 %	87,31 %	88,16 %	83,47 %
Current Ratio	1,08	1,08	1,06	1,04
Quick Ratio	1,08	1,08	1,06	1,04
Equity Ratio	0,08	0,07	0,06	0,04
Gross Profit Margin	100 %	100 %	100 %	100 %