FINTECH NEO AS

0159 OSLO

Finances

Share Ownership

Return on Equity

16,5 %

Current Ratio

2,16

Debt-to-Equity Ratio

2,83

Key figures (NOK)	2022	2021	2020	2019
Revenue	1 604 000	1 780 000	2 968 000	2 732 000
Net Income	34 000	−78 000	115 000	−71 000
Total Assets	1 373 000	1 940 000	1 774 000	1 738 000
Total Equity	206 000	173 000	179 000	105 000

Income (NOK)	2022	2021	2020	2019
Revenue	1 604 000	1 780 000	2 968 000	2 732 000
Expenditure	1 523 000	1 804 000	2 767 000	2 761 000
Operating Profit	81 000	−24 000	201 000	−28 000
Financial Income	8 000	0	0	0
Financial Costs	44 000	75 000	74 000	43 000
Financial Balance	−36 000	−75 000	−74 000	−43 000
Earnings Before Tax	44 000	−99 000	127 000	−71 000
Tax	10 000	−21 000	12 000	0
Net Income	34 000	−78 000	115 000	−71 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	116 000	15 000	30 000	25 000
Total Current Assets	1 257 000	1 925 000	1 744 000	1 713 000
Total Assets	1 373 000	1 940 000	1 774 000	1 738 000
Total Retained Equity	105 000	71 000	149 000	75 000
Total Equity	206 000	173 000	179 000	105 000
Total Long-Term Debt	584 000	1 166 000	1 149 000	832 000
Total Current Debt	582 000	602 000	446 000	801 000
Total Equity and Debt	1 373 000	1 940 000	1 774 000	1 738 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	1 604 000	1 780 000	2 968 000	2 732 000
Other Income	0	0	0	0
Revenue	1 604 000	1 780 000	2 968 000	2 732 000
Cost of Goods Sold	255 000	279 000	557 000	210 000
Salary Costs	399 000	647 000	1 090 000	1 844 000
Depreciation	16 000	15 000	12 000	4 000
Impairment	0	0	0	0
Expenditure	1 523 000	1 804 000	2 767 000	2 761 000
Operating Profit	81 000	−24 000	201 000	−28 000
Financial Income	8 000	0	0	0
Financial Costs	44 000	75 000	74 000	43 000
Financial Balance	−36 000	−75 000	−74 000	−43 000
Dividends	0	0	0	0
Net Income	34 000	−78 000	115 000	−71 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	24 000	15 000	30 000	25 000
Total Tangible Assets	24 000	15 000	30 000	25 000
Total Fiancial Fixed Assets	92 000	0	0	0
Total Fixed Assets	116 000	15 000	30 000	25 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	556 000	16 000	946 000	564 000
Total Current Assets	1 257 000	1 925 000	1 744 000	1 713 000
Total Assets	1 373 000	1 940 000	1 774 000	1 738 000
Total Equity	206 000	173 000	179 000	105 000
Short-Term Group Debt	0	0	52 000	0
Total Long-Term Debt	584 000	1 166 000	1 149 000	832 000
Creditors	5 000	43 000	6 000	536 000
Unpaid Taxes	76 000	51 000	70 000	122 000
Dividends	0	0	0	0
Other Current Debt	491 000	507 000	318 000	143 000
Total Current Debt	582 000	602 000	446 000	801 000
Total Equity and Debt	1 373 000	1 940 000	1 774 000	1 738 000

Financial indicators	2022	2021	2020	2019
Return on Equity	16,5 %	−45,09 %	64,25 %	−67,62 %
Debt-to-Equity Ratio	2,83	6,74	6,42	7,92
Operating Profit Margin	5,05 %	−1,35 %	6,77 %	−1,02 %
Current Ratio	2,16	3,2	3,91	2,14
Quick Ratio	2,16	3,2	3,91	2,14
Equity Ratio	0,15	0,09	0,1	0,06
Gross Profit Margin	84,1 %	84,33 %	81,23 %	92,31 %