CROX FORSIKRING AS

0184 OSLO

Finances

Share Ownership

Return on Equity

227,27 %

Current Ratio

0,89

Debt-to-Equity Ratio

−9,65

Key figures (NOK)	2022	2021	2020	2019
Revenue	16 345 000	28 858 000	23 838 000	22 241 000
Net Income	−125 000	600 000	841 000	−91 000
Total Assets	4 688 000	6 161 000	5 499 000	3 516 000
Total Equity	−55 000	100 000	100 000	9 000

Income (NOK)	2022	2021	2020	2019
Revenue	16 345 000	28 858 000	23 838 000	22 241 000
Expenditure	16 471 000	28 015 000	22 690 000	22 345 000
Operating Profit	−126 000	843 000	1 149 000	−104 000
Financial Income	0	0	1 000	5 000
Financial Costs	39 000	44 000	29 000	21 000
Financial Balance	−39 000	−44 000	−28 000	−16 000
Earnings Before Tax	−165 000	800 000	1 121 000	−120 000
Tax	−39 000	200 000	280 000	−29 000
Net Income	−125 000	600 000	841 000	−91 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	927 000	511 000	818 000	437 000
Total Current Assets	3 761 000	5 649 000	4 681 000	3 079 000
Total Assets	4 688 000	6 161 000	5 499 000	3 516 000
Total Retained Equity	−125 000	0	0	−91 000
Total Equity	−55 000	100 000	100 000	9 000
Total Long-Term Debt	531 000	299 000	819 000	423 000
Total Current Debt	4 213 000	5 761 000	4 580 000	3 084 000
Total Equity and Debt	4 688 000	6 161 000	5 499 000	3 516 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	2 000	0	0	0
Other Income	16 343 000	28 858 000	23 838 000	22 241 000
Revenue	16 345 000	28 858 000	23 838 000	22 241 000
Cost of Goods Sold	0	0	0	0
Salary Costs	12 403 000	22 113 000	18 034 000	17 619 000
Depreciation	190 000	183 000	144 000	72 000
Impairment	0	0	0	0
Expenditure	16 471 000	28 015 000	22 690 000	22 345 000
Operating Profit	−126 000	843 000	1 149 000	−104 000
Financial Income	0	0	1 000	5 000
Financial Costs	39 000	44 000	29 000	21 000
Financial Balance	−39 000	−44 000	−28 000	−16 000
Dividends	0	600 000	750 000	0
Net Income	−125 000	600 000	841 000	−91 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	62 000	22 000	0	29 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	593 000	216 000	740 000	408 000
Total Tangible Assets	593 000	216 000	740 000	408 000
Total Fiancial Fixed Assets	273 000	273 000	78 000	0
Total Fixed Assets	927 000	511 000	818 000	437 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	1 060 000	1 424 000	1 753 000	740 000
Total Current Assets	3 761 000	5 649 000	4 681 000	3 079 000
Total Assets	4 688 000	6 161 000	5 499 000	3 516 000
Total Equity	−55 000	100 000	100 000	9 000
Short-Term Group Debt	574 000	0	−755 000	−530 000
Total Long-Term Debt	531 000	299 000	819 000	423 000
Creditors	222 000	562 000	328 000	254 000
Unpaid Taxes	804 000	1 527 000	1 337 000	1 192 000
Dividends	0	600 000	750 000	0
Other Current Debt	2 014 000	2 837 000	2 683 000	2 167 000
Total Current Debt	4 213 000	5 761 000	4 580 000	3 084 000
Total Equity and Debt	4 688 000	6 161 000	5 499 000	3 516 000

Financial indicators	2022	2021	2020	2019
Return on Equity	227,27 %	600 %	841 %	−1 011,11 %
Debt-to-Equity Ratio	−9,65	2,99	8,19	47
Operating Profit Margin	−0,77 %	2,92 %	4,82 %	−0,47 %
Current Ratio	0,89	0,98	1,02	1
Quick Ratio	0,89	0,98	1,02	1
Equity Ratio	−0,01	0,02	0,02	0
Gross Profit Margin	100 %	100 %	100 %	100 %