SPAREBANK 1 STIFTELSEN BV

3241 SANDEFJORD

Finances

Return on Equity

8,39 %

Current Ratio

28,95

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	140 419 000	69 051 000	63 877 000	0
Net Income	111 860 000	48 692 000	37 300 000	75 193 000
Total Assets	1 351 860 000	1 236 938 000	760 310 000	713 724 000
Total Equity	1 332 887 000	1 220 199 000	735 921 000	698 622 000

Income (NOK)	2022	2021	2020	2019
Revenue	140 419 000	69 051 000	63 877 000	0
Expenditure	28 559 000	20 360 000	26 577 000	21 078 000
Operating Profit	111 860 000	48 692 000	37 300 000	−21 077 000
Financial Income	0	0	0	96 270 000
Financial Costs	0	0	0	0
Financial Balance	0	0	0	96 270 000
Earnings Before Tax	111 860 000	48 692 000	37 300 000	75 193 000
Tax	0	0	0	0
Net Income	111 860 000	48 692 000	37 300 000	75 193 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	802 582 000	802 597 000	367 026 000	367 041 000
Total Current Assets	549 279 000	434 341 000	393 284 000	346 683 000
Total Assets	1 351 860 000	1 236 938 000	760 310 000	713 724 000
Total Retained Equity	336 182 000	224 322 000	175 630 000	138 331 000
Total Equity	1 332 887 000	1 220 199 000	735 921 000	698 622 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	18 973 000	16 739 000	24 388 000	15 102 000
Total Equity and Debt	1 351 860 000	1 236 938 000	760 310 000	713 724 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	−30 111 000	42 894 000	30 476 000	0
Other Income	170 529 000	26 157 000	33 401 000	0
Revenue	140 419 000	69 051 000	63 877 000	0
Cost of Goods Sold	0	0	0	17 782 000
Salary Costs	1 814 000	1 798 000	1 705 000	1 160 000
Depreciation	15 000	15 000	15 000	15 000
Impairment	0	0	0	0
Expenditure	28 559 000	20 360 000	26 577 000	21 078 000
Operating Profit	111 860 000	48 692 000	37 300 000	−21 077 000
Financial Income	0	0	0	96 270 000
Financial Costs	0	0	0	0
Financial Balance	0	0	0	96 270 000
Dividends	0	0	0	0
Net Income	111 860 000	48 692 000	37 300 000	75 193 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	5 000	20 000	35 000	50 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	802 577 000	802 577 000	366 991 000	366 991 000
Total Fixed Assets	802 582 000	802 597 000	367 026 000	367 041 000
Stock	0	0	0	0
Total Investments	485 078 000	412 718 000	359 799 000	328 198 000
Cash, Bank	64 189 000	20 455 000	33 480 000	18 485 000
Total Current Assets	549 279 000	434 341 000	393 284 000	346 683 000
Total Assets	1 351 860 000	1 236 938 000	760 310 000	713 724 000
Total Equity	1 332 887 000	1 220 199 000	735 921 000	698 622 000
Short-Term Group Debt	0	0	0	60 000
Total Long-Term Debt	0	0	0	0
Creditors	1 292 000	18 000	12 000	51 000
Unpaid Taxes	216 000	203 000	153 000	190 000
Dividends	0	0	0	0
Other Current Debt	17 466 000	16 518 000	24 224 000	14 801 000
Total Current Debt	18 973 000	16 739 000	24 388 000	15 102 000
Total Equity and Debt	1 351 860 000	1 236 938 000	760 310 000	713 724 000

Financial indicators	2022	2021	2020	2019
Return on Equity	8,39 %	3,99 %	5,07 %	10,76 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	79,66 %	70,52 %	58,39 %	-
Current Ratio	28,95	25,95	16,13	22,96
Quick Ratio	28,95	25,95	16,13	22,96
Equity Ratio	0,99	0,99	0,97	0,98
Gross Profit Margin	100 %	100 %	100 %	-