KRAFT BANK ASA

4313 SANDNES

Finances

Share Ownership

Return on Equity

11,61 %

Current Ratio

1,13

Debt-to-Equity Ratio

0,05

Key figures (NOK)	2022	2021	2020	2019
Revenue	146 519 000	130 901 000	87 478 000	49 315 000
Net Income	46 466 000	46 243 000	26 867 000	7 807 000
Total Assets	3 723 523 000	2 877 422 000	2 015 188 000	1 212 312 000
Total Equity	400 212 000	364 455 000	318 212 000	291 345 000

Income (NOK)	2022	2021	2020	2019
Revenue	146 519 000	130 901 000	87 478 000	49 315 000
Expenditure	77 347 000	63 630 000	46 996 000	33 254 000
Operating Profit	69 172 000	67 271 000	40 482 000	16 061 000
Financial Income	0	0	0	0
Financial Costs	7 104 000	5 570 000	4 655 000	5 625 000
Financial Balance	−7 104 000	−5 570 000	−4 655 000	−5 625 000
Earnings Before Tax	62 067 000	61 701 000	35 827 000	10 436 000
Tax	−15 601 000	−15 458 000	−8 960 000	2 628 000
Net Income	46 466 000	46 243 000	26 867 000	7 807 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	21 918 000	18 522 000	10 552 000	10 701 000
Total Current Assets	3 701 604 000	2 858 902 000	2 004 635 000	1 201 612 000
Total Assets	3 723 523 000	2 877 422 000	2 015 188 000	1 212 312 000
Total Retained Equity	115 717 000	69 251 000	23 008 000	−3 859 000
Total Equity	400 212 000	364 455 000	318 212 000	291 345 000
Total Long-Term Debt	18 544 000	20 877 000	10 114 000	1 841 000
Total Current Debt	3 276 648 000	2 469 602 000	1 669 750 000	919 127 000
Total Equity and Debt	3 723 523 000	2 877 422 000	2 015 188 000	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	146 519 000	130 901 000	87 478 000	49 315 000
Cost of Goods Sold	0	0	0	0
Salary Costs	53 113 000	45 510 000	33 526 000	21 829 000
Depreciation	4 361 000	3 863 000	2 978 000	2 750 000
Impairment	0	0	0	0
Expenditure	77 347 000	63 630 000	46 996 000	33 254 000
Operating Profit	69 172 000	67 271 000	40 482 000	16 061 000
Financial Income	0	0	0	0
Financial Costs	7 104 000	5 570 000	4 655 000	5 625 000
Financial Balance	−7 104 000	−5 570 000	−4 655 000	−5 625 000
Dividends	0	0	0	0
Net Income	46 466 000	46 243 000	26 867 000	7 807 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	5 289 000	4 854 000	3 366 000	7 303 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	1 082 000
Total Tangible Assets	4 692 000	6 132 000	2 630 000	2 888 000
Total Fiancial Fixed Assets	11 937 000	7 536 000	4 556 000	510 000
Total Fixed Assets	21 918 000	18 522 000	10 552 000	10 701 000
Stock	0	0	0	0
Total Investments	432 881 000	497 453 000	406 719 000	187 880 000
Cash, Bank	0	0	0	0
Total Current Assets	3 701 604 000	2 858 902 000	2 004 635 000	1 201 612 000
Total Assets	3 723 523 000	2 877 422 000	2 015 188 000	1 212 312 000
Total Equity	400 212 000	364 455 000	318 212 000	291 345 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	18 544 000	20 877 000	10 114 000	1 841 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	68 450 000	2 492 089 000	1 686 863 000	919 127 000
Total Current Debt	3 276 648 000	2 469 602 000	1 669 750 000	919 127 000
Total Equity and Debt	3 723 523 000	2 877 422 000	2 015 188 000	0

Financial indicators	2022	2021	2020	2019
Return on Equity	11,61 %	12,69 %	8,44 %	2,68 %
Debt-to-Equity Ratio	0,05	0,06	0,03	0,01
Operating Profit Margin	47,21 %	51,39 %	46,28 %	32,57 %
Current Ratio	1,13	1,16	1,2	1,31
Quick Ratio	1,13	1,16	1,2	1,31
Equity Ratio	0,11	0,13	0,16	0,24
Gross Profit Margin	100 %	100 %	100 %	100 %