SPAREBANK 1 BETALING AS

0181 OSLO

Finances

Return on Equity

5,2 %

Current Ratio

75,36

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	0	0	0	0
Net Income	65 024 000	−69 028 000	−8 550 000	−57 950 000
Total Assets	1 251 438 000	809 227 000	771 561 000	773 116 000
Total Equity	1 251 391 000	705 333 000	768 361 000	768 911 000

Income (NOK)	2022	2021	2020	2019
Revenue	0	0	0	0
Expenditure	2 517 000	1 845 000	1 155 000	2 766 000
Operating Profit	−2 517 000	−1 845 000	−1 155 000	−2 766 000
Financial Income	67 542 000	−67 183 000	−7 394 000	−55 184 000
Financial Costs	0	0	0	0
Financial Balance	67 542 000	−67 183 000	−7 394 000	−55 184 000
Earnings Before Tax	65 024 000	−69 028 000	−8 550 000	−57 950 000
Tax	0	0	0	0
Net Income	65 024 000	−69 028 000	−8 550 000	−57 950 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	1 247 896 000	802 119 000	765 172 000	772 569 000
Total Current Assets	3 542 000	7 108 000	6 389 000	547 000
Total Assets	1 251 438 000	809 227 000	771 561 000	773 116 000
Total Retained Equity	−94 437 000	−153 261 000	0	0
Total Equity	1 251 391 000	705 333 000	768 361 000	768 911 000
Total Long-Term Debt	0	100 840 000	0	4 000 000
Total Current Debt	47 000	3 054 000	3 200 000	205 000
Total Equity and Debt	1 251 438 000	809 227 000	771 561 000	773 116 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	0	0	0	0
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	2 517 000	1 845 000	1 155 000	2 766 000
Operating Profit	−2 517 000	−1 845 000	−1 155 000	−2 766 000
Financial Income	67 542 000	−67 183 000	−7 394 000	−55 184 000
Financial Costs	0	0	0	0
Financial Balance	67 542 000	−67 183 000	−7 394 000	−55 184 000
Dividends	0	0	0	0
Net Income	65 024 000	−69 028 000	−8 550 000	−57 950 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	1 247 896 000	802 119 000	765 172 000	772 569 000
Total Fixed Assets	1 247 896 000	802 119 000	765 172 000	772 569 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	3 501 000	7 108 000	6 389 000	520 000
Total Current Assets	3 542 000	7 108 000	6 389 000	547 000
Total Assets	1 251 438 000	809 227 000	771 561 000	773 116 000
Total Equity	1 251 391 000	705 333 000	768 361 000	768 911 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	100 840 000	0	4 000 000
Creditors	0	20 000	200 000	5 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	47 000	3 033 000	3 000 000	200 000
Total Current Debt	47 000	3 054 000	3 200 000	205 000
Total Equity and Debt	1 251 438 000	809 227 000	771 561 000	773 116 000

Financial indicators	2022	2021	2020	2019
Return on Equity	5,2 %	−9,79 %	−1,11 %	−7,54 %
Debt-to-Equity Ratio	0	0,14	0	0,01
Operating Profit Margin	-	-	-	-
Current Ratio	75,36	2,33	2	2,67
Quick Ratio	75,36	2,33	2	2,67
Equity Ratio	1	0,87	1	0,99
Gross Profit Margin	-	-	-	-