CREDOHUSET AS

5152 BØNES

Finances

Share Ownership

Return on Equity

11,82 %

Current Ratio

6,64

Debt-to-Equity Ratio

13,65

Key figures (NOK)	2022	2021	2020	2019
Revenue	12 688 000	13 594 000	13 538 000	13 359 000
Net Income	1 179 000	972 000	42 000	−207 000
Total Assets	146 426 000	148 398 000	146 258 000	148 437 000
Total Equity	9 974 000	8 796 000	7 824 000	7 782 000

Income (NOK)	2022	2021	2020	2019
Revenue	12 688 000	13 594 000	13 538 000	13 359 000
Expenditure	6 047 000	7 507 000	7 129 000	6 640 000
Operating Profit	6 642 000	6 086 000	6 408 000	6 720 000
Financial Income	6 000	5 000	5 000	0
Financial Costs	5 313 000	5 119 000	6 371 000	6 927 000
Financial Balance	−5 307 000	−5 114 000	−6 366 000	−6 927 000
Earnings Before Tax	1 335 000	972 000	42 000	−207 000
Tax	157 000	0	0	0
Net Income	1 179 000	972 000	42 000	−207 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	144 083 000	146 793 000	145 615 000	147 422 000
Total Current Assets	2 343 000	1 605 000	643 000	1 016 000
Total Assets	146 426 000	148 398 000	146 258 000	148 437 000
Total Retained Equity	2 192 000	1 014 000	0	0
Total Equity	9 974 000	8 796 000	7 824 000	7 782 000
Total Long-Term Debt	136 099 000	138 678 000	137 119 000	138 990 000
Total Current Debt	353 000	925 000	1 315 000	1 665 000
Total Equity and Debt	146 426 000	148 398 000	146 258 000	148 437 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	6 000	8 000	36 000	14 000
Other Income	12 682 000	13 586 000	13 502 000	13 345 000
Revenue	12 688 000	13 594 000	13 538 000	13 359 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	3 568 000	3 236 000	3 076 000	3 040 000
Impairment	0	0	0	0
Expenditure	6 047 000	7 507 000	7 129 000	6 640 000
Operating Profit	6 642 000	6 086 000	6 408 000	6 720 000
Financial Income	6 000	5 000	5 000	0
Financial Costs	5 313 000	5 119 000	6 371 000	6 927 000
Financial Balance	−5 307 000	−5 114 000	−6 366 000	−6 927 000
Dividends	0	0	0	0
Net Income	1 179 000	972 000	42 000	−207 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	143 083 000	145 685 000	145 615 000	147 422 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	999 000	1 108 000	0	0
Total Tangible Assets	144 083 000	146 793 000	145 615 000	147 422 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	144 083 000	146 793 000	145 615 000	147 422 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	2 107 000	1 056 000	336 000	323 000
Total Current Assets	2 343 000	1 605 000	643 000	1 016 000
Total Assets	146 426 000	148 398 000	146 258 000	148 437 000
Total Equity	9 974 000	8 796 000	7 824 000	7 782 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	136 099 000	138 678 000	137 119 000	138 990 000
Creditors	85 000	263 000	476 000	263 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	268 000	662 000	839 000	1 402 000
Total Current Debt	353 000	925 000	1 315 000	1 665 000
Total Equity and Debt	146 426 000	148 398 000	146 258 000	148 437 000

Financial indicators	2022	2021	2020	2019
Return on Equity	11,82 %	11,05 %	0,54 %	−2,66 %
Debt-to-Equity Ratio	13,65	15,77	17,53	17,86
Operating Profit Margin	52,35 %	44,77 %	47,33 %	50,3 %
Current Ratio	6,64	1,74	0,49	0,61
Quick Ratio	6,64	1,74	0,49	0,61
Equity Ratio	0,07	0,06	0,05	0,05
Gross Profit Margin	100 %	100 %	100 %	100 %