NORSK REFINANSIERING AS

0270 OSLO

Finances

Share Ownership

Return on Equity

91,49 %

Current Ratio

0,63

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	36 570 000	21 002 000	6 544 000	2 684 000
Net Income	9 530 000	4 495 000	745 000	−256 000
Total Assets	22 167 000	9 480 000	2 134 000	592 000
Total Equity	10 416 000	3 852 000	563 000	515 000

Income (NOK)	2022	2021	2020	2019
Revenue	36 570 000	21 002 000	6 544 000	2 684 000
Expenditure	24 339 000	15 229 000	5 650 000	2 941 000
Operating Profit	12 231 000	5 773 000	894 000	−257 000
Financial Income	0	0	0	0
Financial Costs	2 000	0	0	0
Financial Balance	−2 000	0	0	0
Earnings Before Tax	12 229 000	5 773 000	894 000	−256 000
Tax	2 699 000	1 278 000	149 000	0
Net Income	9 530 000	4 495 000	745 000	−256 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	14 793 000	2 734 000	273 000	532 000
Total Current Assets	7 374 000	6 746 000	1 862 000	60 000
Total Assets	22 167 000	9 480 000	2 134 000	592 000
Total Retained Equity	10 386 000	3 822 000	533 000	485 000
Total Equity	10 416 000	3 852 000	563 000	515 000
Total Long-Term Debt	42 000	0	79 000	25 000
Total Current Debt	11 709 000	5 628 000	1 493 000	51 000
Total Equity and Debt	22 167 000	9 480 000	2 134 000	592 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	36 570 000	21 002 000	6 544 000	2 684 000
Other Income	0	0	0	0
Revenue	36 570 000	21 002 000	6 544 000	2 684 000
Cost of Goods Sold	0	0	0	0
Salary Costs	11 874 000	8 602 000	2 333 000	2 045 000
Depreciation	39 000	23 000	53 000	42 000
Impairment	0	0	0	0
Expenditure	24 339 000	15 229 000	5 650 000	2 941 000
Operating Profit	12 231 000	5 773 000	894 000	−257 000
Financial Income	0	0	0	0
Financial Costs	2 000	0	0	0
Financial Balance	−2 000	0	0	0
Dividends	0	0	0	0
Net Income	9 530 000	4 495 000	745 000	−256 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	43 000	34 000	23 000	42 000
Total Tangible Assets	43 000	34 000	23 000	42 000
Total Fiancial Fixed Assets	14 750 000	2 700 000	250 000	490 000
Total Fixed Assets	14 793 000	2 734 000	273 000	532 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	5 016 000	4 176 000	1 832 000	50 000
Total Current Assets	7 374 000	6 746 000	1 862 000	60 000
Total Assets	22 167 000	9 480 000	2 134 000	592 000
Total Equity	10 416 000	3 852 000	563 000	515 000
Short-Term Group Debt	6 001 000	2 223 000	677 000	0
Total Long-Term Debt	42 000	0	79 000	25 000
Creditors	623 000	395 000	194 000	20 000
Unpaid Taxes	1 203 000	771 000	487 000	49 000
Dividends	0	0	0	0
Other Current Debt	1 991 000	1 306 000	135 000	152 000
Total Current Debt	11 709 000	5 628 000	1 493 000	51 000
Total Equity and Debt	22 167 000	9 480 000	2 134 000	592 000

Financial indicators	2022	2021	2020	2019
Return on Equity	91,49 %	116,69 %	132,33 %	−49,71 %
Debt-to-Equity Ratio	0	0	0,14	0,05
Operating Profit Margin	33,45 %	27,49 %	13,66 %	−9,58 %
Current Ratio	0,63	1,2	1,25	1,18
Quick Ratio	0,63	1,2	1,25	1,18
Equity Ratio	0,47	0,41	0,26	0,87
Gross Profit Margin	100 %	100 %	100 %	100 %