AMERICAN EXPRESS EUROPE S.A. (NORWAY BRANCH)

0191 OSLO

Finances

Share Ownership

Return on Equity

8,66 %

Current Ratio

1,07

Debt-to-Equity Ratio

0,62

Key figures (EUR)	2022	2021	2020	2019
Revenue	723 367 000	521 385 000	526 347 000	519 863 000
Net Income	25 430 000	22 968 000	19 488 000	18 074 000
Total Assets	6 999 556 000	5 034 059 000	3 736 621 000	4 474 206 000
Total Equity	293 492 000	263 840 000	225 844 000	206 241 000

Income (EUR)	2022	2021	2020	2019
Revenue	723 367 000	521 385 000	526 347 000	519 863 000
Expenditure	678 775 000	483 846 000	473 404 000	472 237 000
Operating Profit	44 592 000	37 539 000	52 943 000	47 626 000
Financial Income	1 511 000	11 000	298 000	2 451 000
Financial Costs	9 409 000	2 760 000	29 021 000	24 583 000
Financial Balance	−7 898 000	−2 749 000	−28 723 000	−22 132 000
Earnings Before Tax	36 694 000	34 790 000	24 220 000	25 494 000
Tax	11 264 000	11 822 000	4 732 000	7 420 000
Net Income	25 430 000	22 968 000	19 488 000	18 074 000

Balance (EUR)	2022	2021	2020	2019
Total Fixed Assets	31 020 000	14 687 000	13 633 000	13 673 000
Total Current Assets	6 968 536 000	5 019 372 000	3 722 988 000	4 460 533 000
Total Assets	6 999 556 000	5 034 059 000	3 736 621 000	4 474 206 000
Total Retained Equity	15 595 000	−14 055 000	−52 051 000	−71 654 000
Total Equity	293 492 000	263 840 000	225 844 000	206 241 000
Total Long-Term Debt	182 002 000	169 208 000	470 904 000	321 208 000
Total Current Debt	6 524 062 000	4 601 011 000	3 039 873 000	3 946 757 000
Total Equity and Debt	6 999 556 000	5 034 059 000	3 736 621 000	4 474 206 000

Cash flow (EUR)	2022	2021	2020	2019
Sales Income	723 367 000	521 385 000	536 247 000	519 588 000
Other Income	0	0	−9 900 000	275 000
Revenue	723 367 000	521 385 000	526 347 000	519 863 000
Cost of Goods Sold	0	0	0	0
Salary Costs	122 403 000	78 319 000	67 194 000	64 281 000
Depreciation	16 219 000	2 968 000	1 645 000	1 339 000
Impairment	0	0	3 000	14 000
Expenditure	678 775 000	483 846 000	473 404 000	472 237 000
Operating Profit	44 592 000	37 539 000	52 943 000	47 626 000
Financial Income	1 511 000	11 000	298 000	2 451 000
Financial Costs	9 409 000	2 760 000	29 021 000	24 583 000
Financial Balance	−7 898 000	−2 749 000	−28 723 000	−22 132 000
Dividends	0	0	0	0
Net Income	25 430 000	22 968 000	19 488 000	18 074 000

Balance details (EUR)	2022	2021	2020	2019
Goodwill	9 994 000	0	0	0
Total Intangible Assets	23 541 000	8 817 000	10 637 000	10 242 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	7 479 000	5 870 000	1 758 000	2 191 000
Total Tangible Assets	7 479 000	5 870 000	1 758 000	2 191 000
Total Fiancial Fixed Assets	0	0	1 238 000	1 240 000
Total Fixed Assets	31 020 000	14 687 000	13 633 000	13 673 000
Stock	0	0	0	0
Total Investments	2 025 000	838 000	2 423 000	3 586 000
Cash, Bank	132 656 000	116 444 000	140 945 000	137 111 000
Total Current Assets	6 968 536 000	5 019 372 000	3 722 988 000	4 460 533 000
Total Assets	6 999 556 000	5 034 059 000	3 736 621 000	4 474 206 000
Total Equity	293 492 000	263 840 000	225 844 000	206 241 000
Short-Term Group Debt	0	0	2 667 004 000	3 602 723 000
Total Long-Term Debt	182 002 000	169 208 000	470 904 000	321 208 000
Creditors	0	3 474 804 000	181 144 000	159 015 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	6 524 062 000	1 126 207 000	191 725 000	185 019 000
Total Current Debt	6 524 062 000	4 601 011 000	3 039 873 000	3 946 757 000
Total Equity and Debt	6 999 556 000	5 034 059 000	3 736 621 000	4 474 206 000

Financial indicators	2022	2021	2020	2019
Return on Equity	8,66 %	8,71 %	8,63 %	8,76 %
Debt-to-Equity Ratio	0,62	0,64	2,09	1,56
Operating Profit Margin	6,16 %	7,2 %	10,06 %	9,16 %
Current Ratio	1,07	1,09	1,22	1,13
Quick Ratio	1,07	1,09	1,22	1,13
Equity Ratio	0,04	0,05	0,06	0,05
Gross Profit Margin	100 %	100 %	100 %	100 %