ZEN FINANS AS

0663 OSLO

Finances

Share Ownership

Return on Equity

−4,37 %

Current Ratio

2,64

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	15 787 000	11 884 000	11 459 000	3 066 000
Net Income	−188 000	657 000	3 789 000	1 033 000
Total Assets	5 950 000	5 782 000	6 403 000	1 514 000
Total Equity	4 303 000	4 491 000	4 092 000	303 000

Income (NOK)	2022	2021	2020	2019
Revenue	15 787 000	11 884 000	11 459 000	3 066 000
Expenditure	16 024 000	10 761 000	6 602 000	1 743 000
Operating Profit	−237 000	1 123 000	4 857 000	1 323 000
Financial Income	1 000	0	3 000	1 000
Financial Costs	8 000	0	−6 000	0
Financial Balance	−7 000	0	9 000	1 000
Earnings Before Tax	−245 000	1 123 000	4 866 000	1 324 000
Tax	−57 000	465 000	1 077 000	291 000
Net Income	−188 000	657 000	3 789 000	1 033 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	1 611 000	347 000	47 000	31 000
Total Current Assets	4 338 000	5 435 000	6 355 000	1 483 000
Total Assets	5 950 000	5 782 000	6 403 000	1 514 000
Total Retained Equity	4 279 000	4 607 000	4 067 000	278 000
Total Equity	4 303 000	4 491 000	4 092 000	303 000
Total Long-Term Debt	0	2 000	0	0
Total Current Debt	1 646 000	1 288 000	2 311 000	1 212 000
Total Equity and Debt	5 950 000	5 782 000	6 403 000	1 514 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	15 787 000	11 884 000	11 459 000	3 066 000
Other Income	0	0	0	0
Revenue	15 787 000	11 884 000	11 459 000	3 066 000
Cost of Goods Sold	2 574 000	0	0	0
Salary Costs	4 714 000	3 577 000	2 987 000	800 000
Depreciation	40 000	12 000	4 000	0
Impairment	0	0	0	0
Expenditure	16 024 000	10 761 000	6 602 000	1 743 000
Operating Profit	−237 000	1 123 000	4 857 000	1 323 000
Financial Income	1 000	0	3 000	1 000
Financial Costs	8 000	0	−6 000	0
Financial Balance	−7 000	0	9 000	1 000
Dividends	0	0	0	0
Net Income	−188 000	657 000	3 789 000	1 033 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	1 315 000	31 000	31 000	31 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	68 000	88 000	16 000	0
Total Tangible Assets	68 000	88 000	16 000	0
Total Fiancial Fixed Assets	228 000	228 000	0	0
Total Fixed Assets	1 611 000	347 000	47 000	31 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	1 630 000	3 782 000	4 604 000	1 317 000
Total Current Assets	4 338 000	5 435 000	6 355 000	1 483 000
Total Assets	5 950 000	5 782 000	6 403 000	1 514 000
Total Equity	4 303 000	4 491 000	4 092 000	303 000
Short-Term Group Debt	0	330 000	0	932 000
Total Long-Term Debt	0	2 000	0	0
Creditors	0	0	4 000	−16 000
Unpaid Taxes	1 288 000	417 000	997 000	124 000
Dividends	0	0	0	0
Other Current Debt	358 000	298 000	233 000	61 000
Total Current Debt	1 646 000	1 288 000	2 311 000	1 212 000
Total Equity and Debt	5 950 000	5 782 000	6 403 000	1 514 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−4,37 %	14,63 %	92,6 %	340,92 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	−1,5 %	9,45 %	42,39 %	43,15 %
Current Ratio	2,64	4,22	2,75	1,22
Quick Ratio	2,64	4,22	2,75	1,22
Equity Ratio	0,72	0,78	0,64	0,2
Gross Profit Margin	83,7 %	100 %	100 %	100 %