BANKERS FORUS AS

4031 STAVANGER

Finances

Share Ownership

Return on Equity

−3,24 %

Current Ratio

1,63

Debt-to-Equity Ratio

0,03

Key figures (NOK)	2022	2021	2020	2019
Revenue	7 281 000	9 025 000	7 354 000	2 123 000
Net Income	−61 000	658 000	−746 000	−486 000
Total Assets	2 830 000	3 642 000	3 436 000	2 244 000
Total Equity	1 882 000	1 943 000	883 000	−286 000

Income (NOK)	2022	2021	2020	2019
Revenue	7 281 000	9 025 000	7 354 000	2 123 000
Expenditure	7 249 000	8 466 000	8 212 000	2 583 000
Operating Profit	−5 000	551 000	−859 000	−460 000
Financial Income	0	0	0	0
Financial Costs	5 000	6 000	4 000	26 000
Financial Balance	−5 000	−6 000	−4 000	−26 000
Earnings Before Tax	−10 000	545 000	−863 000	−486 000
Tax	52 000	−113 000	−117 000	0
Net Income	−61 000	658 000	−746 000	−486 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	1 370 000	1 585 000	1 846 000	1 532 000
Total Current Assets	1 460 000	2 057 000	1 591 000	711 000
Total Assets	2 830 000	3 642 000	3 436 000	2 244 000
Total Retained Equity	−635 000	−574 000	−1 232 000	−486 000
Total Equity	1 882 000	1 943 000	883 000	−286 000
Total Long-Term Debt	52 000	620 000	1 223 000	1 724 000
Total Current Debt	897 000	1 079 000	1 330 000	806 000
Total Equity and Debt	2 830 000	3 642 000	3 436 000	2 244 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	7 148 000	8 916 000	7 354 000	2 123 000
Other Income	133 000	110 000	0	0
Revenue	7 281 000	9 025 000	7 354 000	2 123 000
Cost of Goods Sold	2 255 000	3 042 000	2 556 000	795 000
Salary Costs	2 735 000	3 547 000	3 739 000	994 000
Depreciation	243 000	232 000	276 000	95 000
Impairment	0	0	0	0
Expenditure	7 249 000	8 466 000	8 212 000	2 583 000
Operating Profit	−5 000	551 000	−859 000	−460 000
Financial Income	0	0	0	0
Financial Costs	5 000	6 000	4 000	26 000
Financial Balance	−5 000	−6 000	−4 000	−26 000
Dividends	0	0	0	0
Net Income	−61 000	658 000	−746 000	−486 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	1 318 000	1 585 000	1 817 000	1 532 000
Total Tangible Assets	1 318 000	1 585 000	1 817 000	1 532 000
Total Fiancial Fixed Assets	52 000	0	29 000	0
Total Fixed Assets	1 370 000	1 585 000	1 846 000	1 532 000
Stock	130 000	166 000	174 000	91 000
Total Investments	0	0	0	0
Cash, Bank	649 000	1 086 000	467 000	409 000
Total Current Assets	1 460 000	2 057 000	1 591 000	711 000
Total Assets	2 830 000	3 642 000	3 436 000	2 244 000
Total Equity	1 882 000	1 943 000	883 000	−286 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	52 000	620 000	1 223 000	1 724 000
Creditors	364 000	254 000	404 000	474 000
Unpaid Taxes	114 000	199 000	293 000	79 000
Dividends	0	0	0	0
Other Current Debt	419 000	625 000	632 000	252 000
Total Current Debt	897 000	1 079 000	1 330 000	806 000
Total Equity and Debt	2 830 000	3 642 000	3 436 000	2 244 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−3,24 %	33,87 %	−84,48 %	169,93 %
Debt-to-Equity Ratio	0,03	0,32	1,39	−6,03
Operating Profit Margin	−0,07 %	6,11 %	−11,68 %	−21,67 %
Current Ratio	1,63	1,91	1,2	0,88
Quick Ratio	1,9	2,25	1,38	0,99
Equity Ratio	0,67	0,53	0,26	−0,13
Gross Profit Margin	69,03 %	66,29 %	65,24 %	62,55 %