YOUPLUS INSURTECH AS

7013 TRONDHEIM

Finances

Share Ownership

Return on Equity

56,54 %

Current Ratio

1,12

Debt-to-Equity Ratio

−1,78

Key figures (NOK)	2022	2021	2020	2019
Revenue	581 000	739 000	773 000	0
Net Income	−15 089 000	−8 824 000	−2 538 000	−623 000
Total Assets	21 714 000	27 650 000	25 890 000	21 456 000
Total Equity	−26 685 000	−11 596 000	−2 772 000	−583 000

Income (NOK)	2022	2021	2020	2019
Revenue	581 000	739 000	773 000	0
Expenditure	14 618 000	8 707 000	3 255 000	625 000
Operating Profit	−14 038 000	−7 968 000	−2 481 000	−625 000
Financial Income	0	4 000	3 000	2 000
Financial Costs	1 052 000	860 000	60 000	0
Financial Balance	−1 052 000	−856 000	−57 000	2 000
Earnings Before Tax	−15 089 000	−8 824 000	−2 538 000	−623 000
Tax	0	0	0	0
Net Income	−15 089 000	−8 824 000	−2 538 000	−623 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	20 577 000	26 485 000	25 445 000	18 591 000
Total Current Assets	1 137 000	1 165 000	444 000	2 865 000
Total Assets	21 714 000	27 650 000	25 890 000	21 456 000
Total Retained Equity	−27 075 000	−11 985 000	−3 162 000	−623 000
Total Equity	−26 685 000	−11 596 000	−2 772 000	−583 000
Total Long-Term Debt	47 382 000	38 780 000	24 360 000	15 610 000
Total Current Debt	1 017 000	465 000	4 301 000	6 430 000
Total Equity and Debt	21 714 000	27 650 000	25 890 000	21 456 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	581 000	690 000	93 000	0
Other Income	0	49 000	680 000	0
Revenue	581 000	739 000	773 000	0
Cost of Goods Sold	0	0	0	0
Salary Costs	1 701 000	568 000	1 817 000	162 000
Depreciation	5 908 000	2 970 000	20 000	0
Impairment	0	0	0	0
Expenditure	14 618 000	8 707 000	3 255 000	625 000
Operating Profit	−14 038 000	−7 968 000	−2 481 000	−625 000
Financial Income	0	4 000	3 000	2 000
Financial Costs	1 052 000	860 000	60 000	0
Financial Balance	−1 052 000	−856 000	−57 000	2 000
Dividends	0	0	0	0
Net Income	−15 089 000	−8 824 000	−2 538 000	−623 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	20 565 000	26 441 000	23 996 000	17 146 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	12 000	44 000	77 000	25 000
Total Tangible Assets	12 000	44 000	77 000	17 171 000
Total Fiancial Fixed Assets	0	0	1 373 000	1 420 000
Total Fixed Assets	20 577 000	26 485 000	25 445 000	18 591 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	755 000	819 000	95 000	291 000
Total Current Assets	1 137 000	1 165 000	444 000	2 865 000
Total Assets	21 714 000	27 650 000	25 890 000	21 456 000
Total Equity	−26 685 000	−11 596 000	−2 772 000	−583 000
Short-Term Group Debt	38 000	0	0	0
Total Long-Term Debt	47 382 000	38 780 000	24 360 000	15 610 000
Creditors	610 000	330 000	123 000	6 185 000
Unpaid Taxes	153 000	70 000	135 000	51 000
Dividends	0	0	0	0
Other Current Debt	217 000	66 000	292 000	193 000
Total Current Debt	1 017 000	465 000	4 301 000	6 430 000
Total Equity and Debt	21 714 000	27 650 000	25 890 000	21 456 000

Financial indicators	2022	2021	2020	2019
Return on Equity	56,54 %	76,1 %	91,56 %	106,86 %
Debt-to-Equity Ratio	−1,78	−3,34	−8,79	−26,78
Operating Profit Margin	−2 416,18 %	−1 078,21 %	−320,96 %	-
Current Ratio	1,12	2,51	0,1	0,45
Quick Ratio	1,12	2,51	0,1	0,45
Equity Ratio	−1,23	−0,42	−0,11	−0,03
Gross Profit Margin	100 %	100 %	100 %	-