ROLAND RECHTSSCHUTZ-VERSICHERUNGS AG, NIEDERLASSUNG NORWEGEN

0164 OSLO

Finances

Share Ownership

Return on Equity

17,76 %

Current Ratio

14,75

Debt-to-Equity Ratio

5,34

Key figures (EUR)	2022	2021	2020
Revenue	318 496 000	310 426 000	281 617 000
Net Income	20 543 000	17 492 000	9 131 000
Total Assets	785 949 000	753 165 000	716 034 000
Total Equity	115 682 000	112 632 000	104 271 000

Income (EUR)	2022	2021	2020
Revenue	318 496 000	310 426 000	281 617 000
Expenditure	0	0	0
Operating Profit	33 812 000	23 576 000	19 387 000
Financial Income	11 123 000	13 507 000	13 486 000
Financial Costs	8 046 000	3 887 000	4 056 000
Financial Balance	3 077 000	9 620 000	9 430 000
Earnings Before Tax	35 258 000	29 926 000	18 729 000
Tax	14 715 000	12 434 000	9 598 000
Net Income	20 543 000	17 492 000	9 131 000

Balance (EUR)	2022	2021	2020
Total Fixed Assets	15 809 000	17 640 000	14 876 000
Total Current Assets	766 763 000	731 499 000	695 568 000
Total Assets	785 949 000	753 165 000	716 034 000
Total Retained Equity	20 543 000	17 492 000	9 131 000
Total Equity	115 682 000	112 632 000	104 271 000
Total Long-Term Debt	618 277 000	590 788 000	559 613 000
Total Current Debt	51 989 000	49 745 000	52 149 000
Total Equity and Debt	785 949 000	753 165 000	716 034 000

Cash flow (EUR)	2022	2021	2020
Sales Income	318 237 000	310 124 000	280 967 000
Other Income	259 000	302 000	650 000
Revenue	318 496 000	310 426 000	281 617 000
Cost of Goods Sold	0	0	0
Salary Costs	0	0	0
Depreciation	0	0	0
Impairment	0	0	0
Expenditure	0	0	0
Operating Profit	33 812 000	23 576 000	19 387 000
Financial Income	11 123 000	13 507 000	13 486 000
Financial Costs	8 046 000	3 887 000	4 056 000
Financial Balance	3 077 000	9 620 000	9 430 000
Dividends	0	0	0
Net Income	20 543 000	17 492 000	9 131 000

Balance details (EUR)	2022	2021	2020
Goodwill	0	0	0
Total Intangible Assets	3 376 000	4 025 000	5 591 000
Real Eastate	8 294 000	8 623 000	9 001 000
Machinery and Plant Facilities	0	0	0
Fixtures	2 694 000	3 026 000	3 176 000
Total Tangible Assets	15 809 000	17 640 000	14 876 000
Total Fiancial Fixed Assets	0	0	0
Total Fixed Assets	15 809 000	17 640 000	14 876 000
Stock	0	0	0
Total Investments	689 169 000	649 033 000	613 053 000
Cash, Bank	0	0	0
Total Current Assets	766 763 000	731 499 000	695 568 000
Total Assets	785 949 000	753 165 000	716 034 000
Total Equity	115 682 000	112 632 000	104 271 000
Short-Term Group Debt	0	0	0
Total Long-Term Debt	618 277 000	590 788 000	559 613 000
Creditors	0	0	0
Unpaid Taxes	0	0	0
Dividends	0	0	0
Other Current Debt	51 989 000	49 745 000	52 149 000
Total Current Debt	51 989 000	49 745 000	52 149 000
Total Equity and Debt	785 949 000	753 165 000	716 034 000

Financial indicators	2022	2021	2020
Return on Equity	17,76 %	15,53 %	8,76 %
Debt-to-Equity Ratio	5,34	5,25	5,37
Operating Profit Margin	10,62 %	7,59 %	6,88 %
Current Ratio	14,75	14,7	13,34
Quick Ratio	14,75	14,7	13,34
Equity Ratio	0,15	0,15	0,15
Gross Profit Margin	100 %	100 %	100 %