SPAREBANKSTIFTELSEN SPAREBANKEN VEST

5011 BERGEN

Finances

Return on Equity

−8,01 %

Current Ratio

1 825,31

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020
Revenue	0	0	100 000 000
Net Income	−206 304 000	73 583 000	184 372 000
Total Assets	2 575 518 000	2 781 398 000	2 730 103 000
Total Equity	2 574 107 000	2 780 411 000	2 706 828 000

Income (NOK)	2022	2021	2020
Revenue	0	0	100 000 000
Expenditure	60 557 000	110 339 000	61 482 000
Operating Profit	−61 554 000	−110 338 000	38 518 000
Financial Income	−144 444 000	185 031 000	146 435 000
Financial Costs	0	1 039 000	580 000
Financial Balance	−144 444 000	183 992 000	145 855 000
Earnings Before Tax	−205 998 000	73 654 000	184 372 000
Tax	306 000	71 000	0
Net Income	−206 304 000	73 583 000	184 372 000

Balance (NOK)	2022	2021	2020
Total Fixed Assets	0	0	0
Total Current Assets	2 575 518 000	2 781 398 000	2 730 103 000
Total Assets	2 575 518 000	2 781 398 000	2 730 103 000
Total Retained Equity	7 420 000	195 556 000	184 372 000
Total Equity	2 574 107 000	2 780 411 000	2 706 828 000
Total Long-Term Debt	0	0	0
Total Current Debt	1 411 000	987 000	23 276 000
Total Equity and Debt	2 575 518 000	2 781 398 000	2 730 103 000

Cash flow (NOK)	2022	2021	2020
Sales Income	0	0	100 000 000
Other Income	0	0	0
Revenue	0	0	100 000 000
Cost of Goods Sold	57 419 000	106 900 000	58 261 000
Salary Costs	0	1 648 000	1 849 000
Depreciation	0	0	0
Impairment	0	0	0
Expenditure	60 557 000	110 339 000	61 482 000
Operating Profit	−61 554 000	−110 338 000	38 518 000
Financial Income	−144 444 000	185 031 000	146 435 000
Financial Costs	0	1 039 000	580 000
Financial Balance	−144 444 000	183 992 000	145 855 000
Dividends	−54 008 000	−78 354 000	0
Net Income	−206 304 000	73 583 000	184 372 000

Balance details (NOK)	2022	2021	2020
Goodwill	0	0	0
Total Intangible Assets	0	0	0
Real Eastate	0	0	0
Machinery and Plant Facilities	0	0	0
Fixtures	0	0	0
Total Tangible Assets	0	0	0
Total Fiancial Fixed Assets	0	0	0
Total Fixed Assets	0	0	0
Stock	0	0	0
Total Investments	2 571 696 000	2 768 809 000	2 677 006 000
Cash, Bank	3 275 000	11 588 000	52 489 000
Total Current Assets	2 575 518 000	2 781 398 000	2 730 103 000
Total Assets	2 575 518 000	2 781 398 000	2 730 103 000
Total Equity	2 574 107 000	2 780 411 000	2 706 828 000
Short-Term Group Debt	0	0	0
Total Long-Term Debt	0	0	0
Creditors	738 000	143 000	15 000
Unpaid Taxes	160 000	153 000	147 000
Dividends	−54 008 000	−78 354 000	0
Other Current Debt	513 000	691 000	23 114 000
Total Current Debt	1 411 000	987 000	23 276 000
Total Equity and Debt	2 575 518 000	2 781 398 000	2 730 103 000

Financial indicators	2022	2021	2020
Return on Equity	−8,01 %	2,65 %	6,81 %
Debt-to-Equity Ratio	0	0	0
Operating Profit Margin	-	-	38,52 %
Current Ratio	1 825,31	2 818,03	117,29
Quick Ratio	1 825,31	2 818,03	117,29
Equity Ratio	1	1	0,99
Gross Profit Margin	-	-	41,74 %