KROGH & FOSS PENSJON OG FORSIKRING AS

3043 DRAMMEN

Finances

Share Ownership

Return on Equity

21,88 %

Current Ratio

1,32

Debt-to-Equity Ratio

1,53

Key figures (NOK)	2022	2021	2020
Revenue	6 292 000	4 778 000	2 460 000
Net Income	126 000	510 000	569 000
Total Assets	2 565 000	2 041 000	1 431 000
Total Equity	576 000	570 000	294 000

Income (NOK)	2022	2021	2020
Revenue	6 292 000	4 778 000	2 460 000
Expenditure	6 096 000	4 110 000	1 821 000
Operating Profit	196 000	668 000	639 000
Financial Income	1 000	0	0
Financial Costs	35 000	11 000	0
Financial Balance	−34 000	−11 000	0
Earnings Before Tax	162 000	657 000	639 000
Tax	36 000	147 000	70 000
Net Income	126 000	510 000	569 000

Balance (NOK)	2022	2021	2020
Total Fixed Assets	1 109 000	607 000	368 000
Total Current Assets	1 456 000	1 434 000	1 063 000
Total Assets	2 565 000	2 041 000	1 431 000
Total Retained Equity	546 000	540 000	264 000
Total Equity	576 000	570 000	294 000
Total Long-Term Debt	884 000	586 000	357 000
Total Current Debt	1 105 000	885 000	780 000
Total Equity and Debt	2 565 000	2 041 000	1 431 000

Cash flow (NOK)	2022	2021	2020
Sales Income	6 292 000	4 778 000	2 460 000
Other Income	0	0	0
Revenue	6 292 000	4 778 000	2 460 000
Cost of Goods Sold	0	20 000	0
Salary Costs	4 886 000	3 403 000	1 513 000
Depreciation	201 000	91 000	6 000
Impairment	0	0	0
Expenditure	6 096 000	4 110 000	1 821 000
Operating Profit	196 000	668 000	639 000
Financial Income	1 000	0	0
Financial Costs	35 000	11 000	0
Financial Balance	−34 000	−11 000	0
Dividends	0	0	0
Net Income	126 000	510 000	569 000

Balance details (NOK)	2022	2021	2020
Goodwill	0	0	0
Total Intangible Assets	0	0	0
Real Eastate	0	0	0
Machinery and Plant Facilities	0	0	0
Fixtures	930 000	607 000	368 000
Total Tangible Assets	1 109 000	607 000	368 000
Total Fiancial Fixed Assets	0	0	0
Total Fixed Assets	1 109 000	607 000	368 000
Stock	0	0	0
Total Investments	0	0	0
Cash, Bank	963 000	1 079 000	867 000
Total Current Assets	1 456 000	1 434 000	1 063 000
Total Assets	2 565 000	2 041 000	1 431 000
Total Equity	576 000	570 000	294 000
Short-Term Group Debt	454 000	300 000	300 000
Total Long-Term Debt	884 000	586 000	357 000
Creditors	39 000	24 000	44 000
Unpaid Taxes	184 000	219 000	250 000
Dividends	0	0	0
Other Current Debt	428 000	267 000	140 000
Total Current Debt	1 105 000	885 000	780 000
Total Equity and Debt	2 565 000	2 041 000	1 431 000

Financial indicators	2022	2021	2020
Return on Equity	21,88 %	89,47 %	193,54 %
Debt-to-Equity Ratio	1,53	1,03	1,21
Operating Profit Margin	3,12 %	13,98 %	25,98 %
Current Ratio	1,32	1,62	1,36
Quick Ratio	1,32	1,62	1,36
Equity Ratio	0,22	0,28	0,21
Gross Profit Margin	100 %	99,58 %	100 %