EVRY CARD ISSUING AS

1360 FORNEBU

Finances

Share Ownership

Return on Equity

4 207,08 %

Current Ratio

Debt-to-Equity Ratio

2,12

Key figures (NOK)	2022	2021	2020	2019
Revenue	615 975 000	509 270 000	405 559 000	389 579 000
Net Income	118 219 000	116 870 000	55 390 000	63 009 000
Total Assets	245 448 000	242 745 000	190 618 000	138 355 000
Total Equity	2 810 000	5 645 000	8 358 000	443 000

Income (NOK)	2022	2021	2020	2019
Revenue	615 975 000	509 270 000	405 559 000	389 579 000
Expenditure	460 365 000	354 093 000	333 746 000	308 779 000
Operating Profit	155 610 000	155 177 000	71 813 000	80 800 000
Financial Income	5 440 000	3 443 000	3 465 000	0
Financial Costs	3 401 000	3 126 000	4 255 000	0
Financial Balance	2 039 000	317 000	−790 000	0
Earnings Before Tax	157 649 000	155 494 000	71 023 000	80 800 000
Tax	39 430 000	38 624 000	15 632 000	17 791 000
Net Income	118 219 000	116 870 000	55 390 000	63 009 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	8 240 000	10 647 000	14 119 000	19 221 000
Total Current Assets	237 208 000	232 098 000	176 500 000	119 134 000
Total Assets	245 448 000	242 745 000	190 618 000	138 355 000
Total Retained Equity	−5 670 000	−2 490 000	−6 109 000	0
Total Equity	2 810 000	5 645 000	8 358 000	443 000
Total Long-Term Debt	5 954 000	5 227 000	4 541 000	3 881 000
Total Current Debt	236 683 000	231 873 000	177 719 000	134 031 000
Total Equity and Debt	245 448 000	242 745 000	190 618 000	138 355 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	615 975 000	509 270 000	405 559 000	389 579 000
Other Income	0	0	0	0
Revenue	615 975 000	509 270 000	405 559 000	389 579 000
Cost of Goods Sold	161 082 000	98 082 000	31 243 000	45 509 000
Salary Costs	226 534 000	220 671 000	211 709 000	166 787 000
Depreciation	3 764 000	3 761 000	5 103 000	5 362 000
Impairment	20 000	0	0	5 486 000
Expenditure	460 365 000	354 093 000	333 746 000	308 779 000
Operating Profit	155 610 000	155 177 000	71 813 000	80 800 000
Financial Income	5 440 000	3 443 000	3 465 000	0
Financial Costs	3 401 000	3 126 000	4 255 000	0
Financial Balance	2 039 000	317 000	−790 000	0
Dividends	0	0	0	0
Net Income	118 219 000	116 870 000	55 390 000	63 009 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	7 972 000	8 777 000	10 646 000	16 385 000
Real Eastate	267 000	1 870 000	3 473 000	2 836 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	267 000	1 870 000	3 473 000	2 836 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	8 240 000	10 647 000	14 119 000	19 221 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	138 036 000	156 540 000	64 740 000	0
Total Current Assets	237 208 000	232 098 000	176 500 000	119 134 000
Total Assets	245 448 000	242 745 000	190 618 000	138 355 000
Total Equity	2 810 000	5 645 000	8 358 000	443 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	5 954 000	5 227 000	4 541 000	3 881 000
Creditors	19 363 000	18 609 000	5 351 000	0
Unpaid Taxes	20 432 000	21 383 000	14 801 000	11 078 000
Dividends	0	0	0	0
Other Current Debt	190 345 000	191 880 000	157 567 000	122 953 000
Total Current Debt	236 683 000	231 873 000	177 719 000	134 031 000
Total Equity and Debt	245 448 000	242 745 000	190 618 000	138 355 000

Financial indicators	2022	2021	2020	2019
Return on Equity	4 207,08 %	2 070,33 %	662,72 %	14 223,25 %
Debt-to-Equity Ratio	2,12	0,93	0,54	8,76
Operating Profit Margin	25,26 %	30,47 %	17,71 %	20,74 %
Current Ratio	1	1	0,99	0,89
Quick Ratio	1	1	0,99	0,89
Equity Ratio	0,01	0,02	0,04	0
Gross Profit Margin	73,85 %	80,74 %	92,3 %	88,32 %