NORDEA FINANS NORGE AS

0368 OSLO

Finances

Return on Equity

6,26 %

Current Ratio

1,35

Debt-to-Equity Ratio

0,27

Key figures (NOK)	2022	2021	2020	2019
Revenue	1 054 957 000	1 172 829 000	1 242 827 000	979 382 000
Net Income	473 693 000	569 315 000	294 250 000	315 568 000
Total Assets	38 454 048 000	42 237 387 000	42 595 613 000	42 047 919 000
Total Equity	7 563 302 000	7 639 158 000	7 214 618 000	6 919 430 000

Income (NOK)	2022	2021	2020	2019
Revenue	1 054 957 000	1 172 829 000	1 242 827 000	979 382 000
Expenditure	348 357 000	385 453 000	429 816 000	410 107 000
Operating Profit	676 133 000	787 376 000	813 011 000	569 275 000
Financial Income	0	0	0	0
Financial Costs	34 174 000	53 489 000	408 391 000	149 729 000
Financial Balance	−34 174 000	−53 489 000	−408 391 000	−149 729 000
Earnings Before Tax	641 959 000	733 887 000	404 620 000	419 546 000
Tax	−160 639 000	−182 142 000	−99 948 000	103 978 000
Net Income	473 693 000	569 315 000	294 250 000	315 568 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	66 663 000	104 956 000	115 127 000	136 325 000
Total Current Assets	38 387 385 000	42 132 431 000	42 480 277 000	41 911 594 000
Total Assets	38 454 048 000	42 237 387 000	42 595 613 000	42 047 919 000
Total Retained Equity	4 998 741 000	5 074 597 000	4 650 057 000	4 354 869 000
Total Equity	7 563 302 000	7 639 158 000	7 214 618 000	6 919 430 000
Total Long-Term Debt	2 056 701 000	2 140 157 000	2 076 397 000	1 967 164 000
Total Current Debt	28 487 967 000	32 172 302 000	33 185 305 000	33 161 325 000
Total Equity and Debt	38 454 048 000	42 237 387 000	42 595 613 000	42 047 919 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	1 054 957 000	1 172 829 000	1 242 827 000	979 382 000
Cost of Goods Sold	0	0	0	0
Salary Costs	196 845 000	216 233 000	210 013 000	183 771 000
Depreciation	4 697 000	7 224 000	8 761 000	5 816 000
Impairment	−15 509 000	0	0	54 933 000
Expenditure	348 357 000	385 453 000	429 816 000	410 107 000
Operating Profit	676 133 000	787 376 000	813 011 000	569 275 000
Financial Income	0	0	0	0
Financial Costs	34 174 000	53 489 000	408 391 000	149 729 000
Financial Balance	−34 174 000	−53 489 000	−408 391 000	−149 729 000
Dividends	0	0	0	0
Net Income	473 693 000	569 315 000	294 250 000	315 568 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	35 591 000	52 035 000	74 001 000	63 058 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	251 000	434 000	4 601 000	5 766 000
Total Fiancial Fixed Assets	30 821 000	52 487 000	36 525 000	67 501 000
Total Fixed Assets	66 663 000	104 956 000	115 127 000	136 325 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	0	0	0	0
Total Current Assets	38 387 385 000	42 132 431 000	42 480 277 000	41 911 594 000
Total Assets	38 454 048 000	42 237 387 000	42 595 613 000	42 047 919 000
Total Equity	7 563 302 000	7 639 158 000	7 214 618 000	6 919 430 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	2 056 701 000	2 140 157 000	2 076 397 000	1 967 164 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	346 078 000	285 770 000	119 293 000	98 273 000
Total Current Debt	28 487 967 000	32 172 302 000	33 185 305 000	33 161 325 000
Total Equity and Debt	38 454 048 000	42 237 387 000	42 595 613 000	42 047 919 000

Financial indicators	2022	2021	2020	2019
Return on Equity	6,26 %	7,45 %	4,08 %	4,56 %
Debt-to-Equity Ratio	0,27	0,28	0,29	0,28
Operating Profit Margin	64,09 %	67,13 %	65,42 %	58,13 %
Current Ratio	1,35	1,31	1,28	1,26
Quick Ratio	1,35	1,31	1,28	1,26
Equity Ratio	0,2	0,18	0,17	0,16
Gross Profit Margin	100 %	100 %	100 %	100 %