AGDER FORSIKRING OG PENSJON AS

4820 FROLAND

Finances

Share Ownership

Return on Equity

96,81 %

Current Ratio

2,22

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020
Revenue	415 000	441 000	149 000
Net Income	91 000	17 000	−39 000
Total Assets	154 000	57 000	36 000
Total Equity	94 000	2 000	−15 000

Income (NOK)	2022	2021	2020
Revenue	415 000	441 000	149 000
Expenditure	292 000	424 000	188 000
Operating Profit	124 000	17 000	−39 000
Financial Income	0	0	0
Financial Costs	0	0	0
Financial Balance	0	0	0
Earnings Before Tax	124 000	17 000	−39 000
Tax	32 000	0	0
Net Income	91 000	17 000	−39 000

Balance (NOK)	2022	2021	2020
Total Fixed Assets	20 000	35 000	−2 000
Total Current Assets	133 000	22 000	38 000
Total Assets	154 000	57 000	36 000
Total Retained Equity	64 000	−22 000	−39 000
Total Equity	94 000	2 000	−15 000
Total Long-Term Debt	0	0	0
Total Current Debt	60 000	55 000	50 000
Total Equity and Debt	154 000	57 000	36 000

Cash flow (NOK)	2022	2021	2020
Sales Income	0	34 000	17 000
Other Income	415 000	407 000	132 000
Revenue	415 000	441 000	149 000
Cost of Goods Sold	0	0	1 000
Salary Costs	132 000	154 000	2 000
Depreciation	15 000	7 000	0
Impairment	0	0	0
Expenditure	292 000	424 000	188 000
Operating Profit	124 000	17 000	−39 000
Financial Income	0	0	0
Financial Costs	0	0	0
Financial Balance	0	0	0
Dividends	0	0	0
Net Income	91 000	17 000	−39 000

Balance details (NOK)	2022	2021	2020
Goodwill	0	0	0
Total Intangible Assets	0	0	0
Real Eastate	0	0	0
Machinery and Plant Facilities	0	0	0
Fixtures	20 000	35 000	−2 000
Total Tangible Assets	20 000	35 000	−2 000
Total Fiancial Fixed Assets	0	0	0
Total Fixed Assets	20 000	35 000	−2 000
Stock	0	0	0
Total Investments	0	0	0
Cash, Bank	27 000	22 000	38 000
Total Current Assets	133 000	22 000	38 000
Total Assets	154 000	57 000	36 000
Total Equity	94 000	2 000	−15 000
Short-Term Group Debt	0	0	0
Total Long-Term Debt	0	0	0
Creditors	7 000	28 000	50 000
Unpaid Taxes	10 000	14 000	0
Dividends	0	0	0
Other Current Debt	11 000	13 000	0
Total Current Debt	60 000	55 000	50 000
Total Equity and Debt	154 000	57 000	36 000

Financial indicators	2022	2021	2020
Return on Equity	96,81 %	850 %	260 %
Debt-to-Equity Ratio	0	0	−0
Operating Profit Margin	29,88 %	3,85 %	−26,17 %
Current Ratio	2,22	0,4	0,76
Quick Ratio	2,22	0,4	0,76
Equity Ratio	0,61	0,04	−0,42
Gross Profit Margin	100 %	100 %	99,33 %