SPAREBANK 1 FORVALTNING AS

0181 OSLO

Finances

Return on Equity

25,4 %

Current Ratio

0,79

Debt-to-Equity Ratio

0,03

Key figures (NOK)	2022	2021	2020
Revenue	770 201 000	510 343 000	0
Net Income	173 045 000	164 430 000	−5 039 000
Total Assets	1 525 999 000	1 195 986 000	5 140 000
Total Equity	681 320 000	752 151 000	101 000

Income (NOK)	2022	2021	2020
Revenue	770 201 000	510 343 000	0
Expenditure	537 356 000	299 465 000	5 039 000
Operating Profit	232 845 000	210 878 000	−5 039 000
Financial Income	11 094 000	182 000	0
Financial Costs	9 604 000	2 668 000	0
Financial Balance	1 490 000	−2 486 000	0
Earnings Before Tax	234 335 000	208 392 000	−5 039 000
Tax	61 290 000	43 962 000	0
Net Income	173 045 000	164 430 000	−5 039 000

Balance (NOK)	2022	2021	2020
Total Fixed Assets	874 340 000	505 474 000	40 000
Total Current Assets	651 659 000	690 512 000	5 100 000
Total Assets	1 525 999 000	1 195 986 000	5 140 000
Total Retained Equity	363 575 000	434 406 000	0
Total Equity	681 320 000	752 151 000	101 000
Total Long-Term Debt	22 092 000	376 643 000	0
Total Current Debt	822 587 000	67 192 000	5 039 000
Total Equity and Debt	1 525 999 000	1 195 986 000	5 140 000

Cash flow (NOK)	2022	2021	2020
Sales Income	0	0	0
Other Income	770 201 000	510 343 000	0
Revenue	770 201 000	510 343 000	0
Cost of Goods Sold	0	0	0
Salary Costs	247 216 000	161 117 000	0
Depreciation	28 786 000	18 023 000	0
Impairment	0	0	0
Expenditure	537 356 000	299 465 000	5 039 000
Operating Profit	232 845 000	210 878 000	−5 039 000
Financial Income	11 094 000	182 000	0
Financial Costs	9 604 000	2 668 000	0
Financial Balance	1 490 000	−2 486 000	0
Dividends	0	0	0
Net Income	173 045 000	164 430 000	−5 039 000

Balance details (NOK)	2022	2021	2020
Goodwill	235 027 000	235 027 000	0
Total Intangible Assets	405 894 000	301 012 000	0
Real Eastate	0	0	0
Machinery and Plant Facilities	0	7 452 000	0
Fixtures	8 319 000	0	0
Total Tangible Assets	8 319 000	7 452 000	0
Total Fiancial Fixed Assets	460 127 000	197 010 000	40 000
Total Fixed Assets	874 340 000	505 474 000	40 000
Stock	0	0	0
Total Investments	0	0	0
Cash, Bank	651 659 000	690 512 000	5 100 000
Total Current Assets	651 659 000	690 512 000	5 100 000
Total Assets	1 525 999 000	1 195 986 000	5 140 000
Total Equity	681 320 000	752 151 000	101 000
Short-Term Group Debt	0	0	0
Total Long-Term Debt	22 092 000	376 643 000	0
Creditors	0	0	0
Unpaid Taxes	0	0	0
Dividends	0	0	0
Other Current Debt	771 032 000	0	5 039 000
Total Current Debt	822 587 000	67 192 000	5 039 000
Total Equity and Debt	1 525 999 000	1 195 986 000	5 140 000

Financial indicators	2022	2021	2020
Return on Equity	25,4 %	21,86 %	−4 989,11 %
Debt-to-Equity Ratio	0,03	0,5	0
Operating Profit Margin	30,23 %	41,32 %	-
Current Ratio	0,79	10,28	1,01
Quick Ratio	0,79	10,28	1,01
Equity Ratio	0,45	0,63	0,02
Gross Profit Margin	100 %	100 %	-