AS SPAREBANKBYGG

8900 BRØNNØYSUND

Finances

Return on Equity

34,48 %

Current Ratio

28,04

Debt-to-Equity Ratio

12,72

Key figures (NOK)	2022	2021	2020	2019
Revenue	2 479 000	1 965 000	1 638 000	1 671 000
Net Income	441 000	313 000	−18 000	−451 000
Total Assets	17 779 000	18 138 000	10 475 000	10 786 000
Total Equity	1 279 000	838 000	525 000	543 000

Income (NOK)	2022	2021	2020	2019
Revenue	2 479 000	1 965 000	1 638 000	1 671 000
Expenditure	1 159 000	947 000	983 000	1 337 000
Operating Profit	1 319 000	1 019 000	655 000	334 000
Financial Income	31 000	20 000	24 000	24 000
Financial Costs	777 000	666 000	669 000	672 000
Financial Balance	−746 000	−646 000	−645 000	−648 000
Earnings Before Tax	573 000	373 000	10 000	−314 000
Tax	132 000	61 000	28 000	137 000
Net Income	441 000	313 000	−18 000	−451 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	11 134 000	11 544 000	8 444 000	8 900 000
Total Current Assets	6 646 000	6 594 000	2 030 000	1 885 000
Total Assets	17 779 000	18 138 000	10 475 000	10 786 000
Total Retained Equity	1 179 000	738 000	425 000	443 000
Total Equity	1 279 000	838 000	525 000	543 000
Total Long-Term Debt	16 263 000	16 943 000	9 712 000	10 016 000
Total Current Debt	237 000	357 000	238 000	226 000
Total Equity and Debt	17 779 000	18 138 000	10 475 000	10 786 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	2 479 000	1 965 000	1 638 000	1 671 000
Revenue	2 479 000	1 965 000	1 638 000	1 671 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	489 000	398 000	456 000	456 000
Impairment	0	0	0	0
Expenditure	1 159 000	947 000	983 000	1 337 000
Operating Profit	1 319 000	1 019 000	655 000	334 000
Financial Income	31 000	20 000	24 000	24 000
Financial Costs	777 000	666 000	669 000	672 000
Financial Balance	−746 000	−646 000	−645 000	−648 000
Dividends	0	0	0	0
Net Income	441 000	313 000	−18 000	−451 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	11 127 000	11 537 000	8 438 000	8 894 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	11 127 000	11 537 000	8 438 000	8 894 000
Total Fiancial Fixed Assets	7 000	7 000	7 000	7 000
Total Fixed Assets	11 134 000	11 544 000	8 444 000	8 900 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	6 646 000	2 101 000	2 012 000	1 728 000
Total Current Assets	6 646 000	6 594 000	2 030 000	1 885 000
Total Assets	17 779 000	18 138 000	10 475 000	10 786 000
Total Equity	1 279 000	838 000	525 000	543 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	16 263 000	16 943 000	9 712 000	10 016 000
Creditors	4 000	243 000	107 000	3 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	101 000	54 000	103 000	86 000
Total Current Debt	237 000	357 000	238 000	226 000
Total Equity and Debt	17 779 000	18 138 000	10 475 000	10 786 000

Financial indicators	2022	2021	2020	2019
Return on Equity	34,48 %	37,35 %	−3,43 %	−83,06 %
Debt-to-Equity Ratio	12,72	20,22	18,5	18,45
Operating Profit Margin	53,21 %	51,86 %	39,99 %	19,99 %
Current Ratio	28,04	18,47	8,53	8,34
Quick Ratio	28,04	18,47	8,53	8,34
Equity Ratio	0,07	0,05	0,05	0,05
Gross Profit Margin	100 %	100 %	100 %	100 %