SPAREBANKEIENDOM AS

6003 ÅLESUND

Finances

Share Ownership

Return on Equity

36,94 %

Current Ratio

1,93

Debt-to-Equity Ratio

5,98

Key figures (NOK)	2022	2021	2020	2019
Revenue	13 571 000	17 049 000	16 344 000	14 286 000
Net Income	4 985 000	906 000	2 026 000	−1 089 000
Total Assets	101 326 000	140 704 000	149 470 000	155 213 000
Total Equity	13 496 000	25 891 000	24 985 000	27 959 000

Income (NOK)	2022	2021	2020	2019
Revenue	13 571 000	17 049 000	16 344 000	14 286 000
Expenditure	4 735 000	13 790 000	11 326 000	12 241 000
Operating Profit	8 835 000	3 260 000	5 018 000	2 046 000
Financial Income	255 000	64 000	85 000	175 000
Financial Costs	2 699 000	1 995 000	2 339 000	3 449 000
Financial Balance	−2 444 000	−1 931 000	−2 254 000	−3 274 000
Earnings Before Tax	6 391 000	1 329 000	2 765 000	−1 228 000
Tax	1 406 000	423 000	739 000	−140 000
Net Income	4 985 000	906 000	2 026 000	−1 089 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	87 658 000	132 135 000	137 170 000	144 962 000
Total Current Assets	13 668 000	8 569 000	12 300 000	10 251 000
Total Assets	101 326 000	140 704 000	149 470 000	155 213 000
Total Retained Equity	11 506 000	12 240 000	11 334 000	14 308 000
Total Equity	13 496 000	25 891 000	24 985 000	27 959 000
Total Long-Term Debt	80 746 000	113 505 000	117 679 000	122 087 000
Total Current Debt	7 084 000	1 308 000	6 805 000	5 167 000
Total Equity and Debt	101 326 000	140 704 000	149 470 000	155 213 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	12 401 000	14 544 000	14 096 000	14 254 000
Other Income	1 170 000	2 506 000	2 248 000	33 000
Revenue	13 571 000	17 049 000	16 344 000	14 286 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	2 699 000	6 755 000	7 792 000	7 821 000
Impairment	0	0	0	0
Expenditure	4 735 000	13 790 000	11 326 000	12 241 000
Operating Profit	8 835 000	3 260 000	5 018 000	2 046 000
Financial Income	255 000	64 000	85 000	175 000
Financial Costs	2 699 000	1 995 000	2 339 000	3 449 000
Financial Balance	−2 444 000	−1 931 000	−2 254 000	−3 274 000
Dividends	5 000 000	0	0	3 000 000
Net Income	4 985 000	906 000	2 026 000	−1 089 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	87 658 000	132 135 000	137 115 000	144 836 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	55 000	126 000
Total Tangible Assets	87 658 000	132 135 000	137 170 000	144 962 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	87 658 000	132 135 000	137 170 000	144 962 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	13 628 000	8 115 000	12 300 000	10 087 000
Total Current Assets	13 668 000	8 569 000	12 300 000	10 251 000
Total Assets	101 326 000	140 704 000	149 470 000	155 213 000
Total Equity	13 496 000	25 891 000	24 985 000	27 959 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	80 746 000	113 505 000	117 679 000	122 087 000
Creditors	370 000	57 000	56 000	830 000
Unpaid Taxes	0	0	0	0
Dividends	5 000 000	0	0	3 000 000
Other Current Debt	70 000	91 000	40 000	72 000
Total Current Debt	7 084 000	1 308 000	6 805 000	5 167 000
Total Equity and Debt	101 326 000	140 704 000	149 470 000	155 213 000

Financial indicators	2022	2021	2020	2019
Return on Equity	36,94 %	3,5 %	8,11 %	−3,89 %
Debt-to-Equity Ratio	5,98	4,38	4,71	4,37
Operating Profit Margin	65,1 %	19,12 %	30,7 %	14,32 %
Current Ratio	1,93	6,55	1,81	1,98
Quick Ratio	1,93	6,55	1,81	1,98
Equity Ratio	0,13	0,18	0,17	0,18
Gross Profit Margin	100 %	100 %	100 %	100 %