CURO AS

7075 TILLER

Finances

Share Ownership

Return on Equity

−13,5 %

Current Ratio

1,89

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	19 867 000	20 559 000	18 865 000	17 384 000
Net Income	−511 000	878 000	−7 000	198 000
Total Assets	7 839 000	8 130 000	6 931 000	6 942 000
Total Equity	3 786 000	4 298 000	3 420 000	3 427 000

Income (NOK)	2022	2021	2020	2019
Revenue	19 867 000	20 559 000	18 865 000	17 384 000
Expenditure	20 517 000	19 446 000	18 857 000	17 092 000
Operating Profit	−650 000	1 113 000	7 000	292 000
Financial Income	194 000	285 000	336 000	67 000
Financial Costs	195 000	270 000	319 000	103 000
Financial Balance	−1 000	15 000	17 000	−36 000
Earnings Before Tax	−651 000	1 128 000	24 000	256 000
Tax	−140 000	250 000	32 000	58 000
Net Income	−511 000	878 000	−7 000	198 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	199 000	59 000	49 000	79 000
Total Current Assets	7 640 000	8 071 000	6 882 000	6 863 000
Total Assets	7 839 000	8 130 000	6 931 000	6 942 000
Total Retained Equity	3 396 000	3 908 000	3 030 000	3 037 000
Total Equity	3 786 000	4 298 000	3 420 000	3 427 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	4 052 000	3 832 000	3 511 000	3 515 000
Total Equity and Debt	7 839 000	8 130 000	6 931 000	6 942 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	19 867 000	20 559 000	18 865 000	17 384 000
Other Income	0	0	0	0
Revenue	19 867 000	20 559 000	18 865 000	17 384 000
Cost of Goods Sold	12 840 000	11 974 000	11 669 000	9 988 000
Salary Costs	6 368 000	6 229 000	6 071 000	5 752 000
Depreciation	0	0	36 000	28 000
Impairment	0	0	0	109 000
Expenditure	20 517 000	19 446 000	18 857 000	17 092 000
Operating Profit	−650 000	1 113 000	7 000	292 000
Financial Income	194 000	285 000	336 000	67 000
Financial Costs	195 000	270 000	319 000	103 000
Financial Balance	−1 000	15 000	17 000	−36 000
Dividends	0	0	0	0
Net Income	−511 000	878 000	−7 000	198 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	199 000	59 000	49 000	43 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	36 000
Total Tangible Assets	0	0	0	36 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	199 000	59 000	49 000	79 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	2 804 000	3 628 000	3 134 000	3 907 000
Total Current Assets	7 640 000	8 071 000	6 882 000	6 863 000
Total Assets	7 839 000	8 130 000	6 931 000	6 942 000
Total Equity	3 786 000	4 298 000	3 420 000	3 427 000
Short-Term Group Debt	0	410 000	430 000	539 000
Total Long-Term Debt	0	0	0	0
Creditors	2 583 000	1 728 000	1 731 000	1 439 000
Unpaid Taxes	883 000	880 000	808 000	864 000
Dividends	0	0	0	0
Other Current Debt	586 000	554 000	528 000	612 000
Total Current Debt	4 052 000	3 832 000	3 511 000	3 515 000
Total Equity and Debt	7 839 000	8 130 000	6 931 000	6 942 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−13,5 %	20,43 %	−0,2 %	5,78 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	−3,27 %	5,41 %	0,04 %	1,68 %
Current Ratio	1,89	2,11	1,96	1,95
Quick Ratio	1,89	2,11	1,96	1,95
Equity Ratio	0,48	0,53	0,49	0,49
Gross Profit Margin	35,37 %	41,76 %	38,14 %	42,54 %